Dataset current to Oct 2026

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Large Transfers & FX Brokers

What it costs to send £100,000 from pounds into euros, worked out from what each provider publishes — and, underneath, every broker and bank that publishes no price at all, listed with what they do publish.

Disclosure Links to providers on this page earn this site nothing. They go to the provider’s own site unmodified, with no tracking parameters. If that ever changes, this notice changes with it. Full disclosure.

The comparison

9 providers. Sort any column; the sorted or filtered view has its own address and can be linked to.

Exchange rate

9 providers

Every figure here was checked against the provider’s own page in Oct 2026. Figures are rechecked at least every 90 days; one past that is marked “Recheck due”.

Segments show the tier reached, not the score:BasicStandardStrongExcellent

The first column is the transfer alone: every published charge for £100,000, plus a published margin where there is one. The second adds a month of the plan fee, and that is the figure the ranking uses; Revolut's fee pages state no minimum term for its paid plans. Read the exchange-rate column before the cost: a provider that does not state its rate against a benchmark has not published its whole price, however low the cost column looks.

Quote-only: brokers and banks that publish no price

15 providers. These providers say they charge no fee, or a fee, and keep the rest of their price in an exchange rate they do not publish against any benchmark. There is no figure to rank, so they are listed, not scored. Ask each for a quote on the same day and compare it with the mid-market rate.

Every fact here was checked against the provider’s own page in Oct 2026. Figures are rechecked at least every 90 days; one past that is marked “Recheck due”.

Scoring weights

rubric 2026.1

  • £100,000 to euros, with a month of any plan fee75%
  • Exchange rate stated against a benchmark25%

Set once per vertical and versioned. Changing a weight is a logged version bump, not routine upkeep — methodology.

Verification state

Dated fields in this table
57
Oldest check
Oct 2026
Most recent check
Oct 2026
Recheck window
90 days
Past that window
0

Guides

One question each, answered in the first sixty words from the figures in this table.

Scope

What the figures cover, and what is deliberately absent — an omission a reader cannot see looks like an oversight.

What this table covers

  • The ranked table prices one transfer: £100,000 from pounds into euros, booked online on a weekday by a UK resident. Every fee, allowance, plan price and margin in it is read off the provider's own pricing page, fee schedule or help centre and dated individually.
  • A provider is ranked only if its price for that transfer can be worked out from what it publishes: a fee schedule, plus either a statement that it uses the mid-market rate or a published margin over a named rate.
  • Revolut publishes its fees but not what its weekday rate is measured against. It is ranked on its fees, the exchange-rate column says what is missing, and the score counts it against it.
  • The quote-only list below the table is the rest of the market: the currency brokers and banks that keep their price inside a rate they do not publish. Each is listed with the facts it does publish, checked the same way, and none is scored.

What it leaves out, and why

  • Providers that cannot send £100,000 in one transfer: MoneyGram (£40,000), Remitly (£75,000), CurrencyFair for UK customers (£20,000 per transfer, £25,000 a day) and Chase UK, which does not send international payments at all.
  • Paysend, which does not publish its largest transfer, and Equals Money, whose site no longer makes clear whether it takes personal clients.
  • Halo Financial, placed in special administration on 29 May 2026; Global Reach, now part of Corpay and for businesses only; and Foremost Currency Group, now part of Currencies Direct.
  • Revolut Ultra. Its exchange terms are the same as Metal's at a higher plan fee, so it can only rank below it.
  • Measured margins. Several brokers will show a rate on request, and one shows it on its site, but a rate read on one day is not a price that holds for ninety, and this site does not publish a figure it cannot re-check on its own cadence.

Every figure above is dated to the last time it was checked against the provider’s own pricing page, not to when this page was published. See methodology for how scores are calculated from those figures.