Wise
Score
out of 5rubric 2026.1
- £100,000 to euros
- £249.52
- With a month of plan fee
- £249.52
- What it charges
- 0.33% + 52p, less 0.10% above £20,000 a month
- Exchange rate
- Mid-market rate, no margin
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Who this is for
The summary is editorial. The two lists beneath it are read from this product's verified attributes against the rest of its table, and change when a figure does.
The mid-market rate and a fee shown in full before you pay: about 0.33% on GBP to EUR, falling by 0.10 percentage points on whatever you send between £20,000 and £300,000 in a calendar month. On £100,000 that comes to about £250. The rate is guaranteed for a set period once you book, but there are no forward contracts.
Who this suits
Nothing in this product's verified data distinguishes it from the rest of this table.
Who it doesn’t
No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.
The score, taken apart
Every criterion, its published weight, what it earned and what that contributed.
| Criterion | Weight | Score | PointsContribution |
|---|---|---|---|
| £100,000 to euros, with a month of any plan fee | 75% | 4.50 | 3.38 |
| Exchange rate stated against a benchmark | 25% | 5.00 | 1.25 |
| Total | 100% | 4.6 |
Excellent tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.
Every stored figure
One row per attribute, each with the source it was read from and the date it was read. Every row has its own anchor, so a single figure can be linked to directly — for example /transfers/wise#fee-pct-bps.
| Attribute | Value | |
|---|---|---|
| Percentage fee on the amount sent | 0.33%wise.com | wise.com |
| Fixed fee per transfer | £0.52wise.com | wise.com |
| Amount exchanged each month before the percentage fee applies | £0wise.com | wise.com |
| Plan fee per month | Nonewise.com | wise.com |
| Exchange rate used | Mid-market rate, no marginwise.com | wise.com |
| Largest transfer online | 20 million per transfer in GBP, EUR or USDwise.com | wise.com |
| Fee reduction on monthly volume above the threshold | 0.10%wise.com | wise.com |
| Monthly volume above which the fee reduction applies | £20,000wise.com | wise.com |
Every figure above was checked against its source in Oct 2026. Figures are rechecked at least every 90 days; one past that is marked “Recheck due”.
Sources
Every figure checked in Oct 2026.
Percentage fee on the amount sent · Fixed fee per transfer · Amount exchanged each month before the percentage fee applies · Plan fee per month · Exchange rate used
Largest transfer online
Fee reduction on monthly volume above the threshold · Monthly volume above which the fee reduction applies
Use this record
The figures above are meant to be quoted and checked, not just read.
Cite this pageplain text or BibTeX
Plain text
Points Architect. "Wise: verified product record." Rubric 2026.1. Verified Oct 2026. https://pointsarchitect.com/transfers/wise
BibTeX
@misc{pointsarchitect-transfers-wise,
title = {Wise: verified product record},
author = {{Points Architect}},
year = {2026},
howpublished = {\url{https://pointsarchitect.com/transfers/wise}},
note = {Verified Oct 2026; rubric 2026.1}
}Canonical URL https://pointsarchitect.com/transfers/wise. Every row in the attribute table has its own anchor, so a single fee can be cited without citing the whole record.
Guides that use this record
Specific questions answered from the same verified figures.
Compared directly
Head-to-head pages exist only between products that both rank inside this vertical's top three.
Figures on this page are dated individually to the day each was checked against its source. Nothing here is an estimate, and the score is calculated from the attributes above rather than entered by hand. See methodology.