Lloyds Bank
Score
out of 5rubric 2026.1
- £100,000 to euros
- £2,100.00
- With a month of plan fee
- £2,100.00
- What it charges
- 2.10% margin
- Exchange rate
- Wholesale rate plus a published margin
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Who this is for
The summary is editorial. The two lists beneath it are read from this product's verified attributes against the rest of its table, and change when a figure does.
The only high-street bank that publishes its margin: 3.55% over the wholesale rate on small sums, sliding to 2.10% at £100,000 and 1.50% from £250,000, with no fee for euros sent online. That is £2,100 on this transfer. £100,000 is also the most it sends online in a day.
Who this suits
Nothing in this product's verified data distinguishes it from the rest of this table.
Who it doesn’t
No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.
The score, taken apart
Every criterion, its published weight, what it earned and what that contributed.
| Criterion | Weight | Score | PointsContribution |
|---|---|---|---|
| £100,000 to euros, with a month of any plan fee | 75% | 0.80 | 0.60 |
| Exchange rate stated against a benchmark | 25% | 5.00 | 1.25 |
| Total | 100% | 1.9 |
Basic tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.
Every stored figure
One row per attribute, each with the source it was read from and the date it was read. Every row has its own anchor, so a single figure can be linked to directly — for example /transfers/lloyds#fee-pct-bps.
| Attribute | Value | |
|---|---|---|
| Percentage fee on the amount sent | 0.00%lloydsbank.com | lloydsbank.com |
| Fixed fee per transfer | £0lloydsbank.com | lloydsbank.com |
| Amount exchanged each month before the percentage fee applies | £0lloydsbank.com | lloydsbank.com |
| Plan fee per month | Nonelloydsbank.com | lloydsbank.com |
| Exchange rate used | Wholesale rate plus a published marginlloydsbank.com | lloydsbank.com |
| Largest transfer online | £100,000 a daylloydsbank.com | lloydsbank.com |
| Published margin over the wholesale rate at £100,000 | 2.10%lloydsbank.com | lloydsbank.com |
Every figure above was checked against its source in Oct 2026. Figures are rechecked at least every 90 days; one past that is marked “Recheck due”.
Sources
Every figure checked in Oct 2026.
Percentage fee on the amount sent · Fixed fee per transfer · Amount exchanged each month before the percentage fee applies · Plan fee per month · Exchange rate used · Largest transfer online · Published margin over the wholesale rate at £100,000
Use this record
The figures above are meant to be quoted and checked, not just read.
Cite this pageplain text or BibTeX
Plain text
Points Architect. "Lloyds Bank: verified product record." Rubric 2026.1. Verified Oct 2026. https://pointsarchitect.com/transfers/lloyds
BibTeX
@misc{pointsarchitect-transfers-lloyds,
title = {Lloyds Bank: verified product record},
author = {{Points Architect}},
year = {2026},
howpublished = {\url{https://pointsarchitect.com/transfers/lloyds}},
note = {Verified Oct 2026; rubric 2026.1}
}Canonical URL https://pointsarchitect.com/transfers/lloyds. Every row in the attribute table has its own anchor, so a single fee can be cited without citing the whole record.
Guides that use this record
Specific questions answered from the same verified figures.
Figures on this page are dated individually to the day each was checked against its source. Nothing here is an estimate, and the score is calculated from the attributes above rather than entered by hand. See methodology.