Disclosure
How this site is funded
Current status
As of today, Points Architect carries no commercial links. Every outbound link on this site goes directly to the provider’s own website, unmodified. We do not earn commission on any click or sign-up. We plan to introduce affiliate relationships with some of the providers we cover from June 2027 onward. This page will be updated the day that changes, and every affected link will be clearly marked.
What commission will and won’t change
When commercial relationships do go live, they will only ever affect whether a click happens to earn us a fee — never which providers we cover, how their attributes are recorded, or how their score is calculated. A provider cannot pay for a better ranking, a higher score, or removal of an unfavourable fact. If a provider both pays commission and scores poorly, it will still score poorly.
Editorial independence
Points Architect is independently operated. We are not owned by, and have no equity relationship with, any provider covered on this site. Content is not sponsored, and we do not accept payment in exchange for coverage or favourable treatment.
Not advice
Nothing on this site constitutes financial, tax, immigration or legal advice. Figures are provided for comparison purposes and should be confirmed directly with the provider before you act on them.