Head to head in Transfers
Atlantic Money vs Wise
At £100,000 sent to euros in one transfer, Atlantic Money costs £3 against £249.52 at Wise: £246.52 less. Atlantic Money stays cheaper at every amount from £5,000 to £300,000.
Every published charge on one transfer from pounds to euros, including the margin where one is published. Every figure this site holds on both products is below, side by side. Of 9, 6 differ; those rows carry a rule and the rest are left quiet.
Disclosure Links to providers on this page earn this site nothing. They go to the provider’s own site unmodified, with no tracking parameters. If that ever changes, this notice changes with it. Full disclosure.
£100,000 to euros
- Atlantic Money
- £3.00Calculated from attributes verified Oct 2026
- Wise
- £249.52Calculated from attributes verified Oct 2026
With a month of plan fee
- Atlantic Money
- £3.00Calculated from attributes verified Oct 2026
- Wise
- £249.52Calculated from attributes verified Oct 2026
What it charges
- Atlantic Money
- £3Calculated from attributes verified Oct 2026
- Wise
- 0.33% + 52p, less 0.10% above £20,000 a monthCalculated from attributes verified Oct 2026
Exchange rateidentical
- Atlantic Money
- Mid-market rate, no marginVerified against the source Oct 2026
- Wise
- Mid-market rate, no marginVerified against the source Oct 2026
Largest transfer
- Atlantic Money
- £1,000,000 per transferVerified against the source Oct 2026
- Wise
- 20 million per transfer in GBP, EUR or USDVerified against the source Oct 2026
Plan feeidentical
- Atlantic Money
- NoneVerified against the source Oct 2026
Percentage fee on the amount sent
- Atlantic Money
- 0.00%Verified against the source Oct 2026
- Wise
- 0.33%Verified against the source Oct 2026
Fixed fee per transfer
- Atlantic Money
- £3Verified against the source Oct 2026
- Wise
- £0.52Verified against the source Oct 2026
Amount exchanged each month before the percentage fee appliesidentical
- Atlantic Money
- £0Verified against the source Oct 2026
Atlantic Money (Deel Payments UK)
Atlantic Money
| Criterion | Weight | Score | PointsContribution |
|---|---|---|---|
| £100,000 to euros, with a month of any plan fee | 75% | 4.99 | 3.75 |
| Exchange rate stated against a benchmark | 25% | 5.00 | 1.25 |
| Total | 100% | 5.0 |
Excellent tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.
A flat £3 a transfer at the live rate with no margin, up to £1 million at a time. It covers ten currencies and offers spot transfers only: no forward contracts and no account manager. At weekends the free choice books at the rate when markets reopen; fixing Friday's closing rate instead costs 0.1%.
Who this suits
Nothing in this product's verified data distinguishes it from the rest of this table.
Who it doesn’t
No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.
Wise
Wise
| Criterion | Weight | Score | PointsContribution |
|---|---|---|---|
| £100,000 to euros, with a month of any plan fee | 75% | 4.50 | 3.38 |
| Exchange rate stated against a benchmark | 25% | 5.00 | 1.25 |
| Total | 100% | 4.6 |
Excellent tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.
The mid-market rate and a fee shown in full before you pay: about 0.33% on GBP to EUR, falling by 0.10 percentage points on whatever you send between £20,000 and £300,000 in a calendar month. On £100,000 that comes to about £250. The rate is guaranteed for a set period once you book, but there are no forward contracts.
Who this suits
Nothing in this product's verified data distinguishes it from the rest of this table.
Who it doesn’t
No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.
Cite this pageplain text or BibTeX
Plain text
Points Architect. "Atlantic Money vs Wise: verified comparison." Rubric 2026.1. Verified Oct 2026. https://pointsarchitect.com/compare/atlantic-money-vs-wise
BibTeX
@misc{pointsarchitect-compare-atlantic-money-vs-wise,
title = {Atlantic Money vs Wise: verified comparison},
author = {{Points Architect}},
year = {2026},
howpublished = {\url{https://pointsarchitect.com/compare/atlantic-money-vs-wise}},
note = {Verified Oct 2026; rubric 2026.1}
}Canonical URL https://pointsarchitect.com/compare/atlantic-money-vs-wise. Every row in the attribute table has its own anchor, so a single fee can be cited without citing the whole record.