Dataset current to Oct 2026

Revolut Standard

FX cost on £1,500/mo
£5.00
Conversion fee
1.00%
Fee-free allowance
£1,000/mo
Currencies held
39

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Who this is for

The summary is editorial. The two lists beneath it are read from this product's verified attributes against the rest of its table, and change when a figure does.

Free plan with interbank rates on the first £1,000 of exchange each month on weekdays, after which a 1% fee applies — strong for moderate spend, expensive past the allowance.

Who this suits

  • Spending under £1,000 a month abroad, which converts at no charge before the fee starts applying.

Who it doesn’t

No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.

The score, taken apart

Every criterion, its published weight, what it earned and what that contributed.

How this score is calculatedRubric 2026.1. Each criterion scores 0–5 from verified attributes, then is weighted. Nothing here is entered by hand.
CriterionWeightScorePoints
FX cost on £1,500/mo spend45%3.331.50
Currency coverage35%4.881.71
Account fee20%5.001.00
Total100%4.2

Strong tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.

Every stored figure

One row per attribute, each with the source it was read from and the date it was read. Every row has its own anchor, so a single figure can be linked to directly — for example /neobanks/revolut#monthly-fee-gbp.

AttributeValue
Monthly feeFreerevolut.com
conversion feeWhat a provider adds to the mid-market exchange rate when it converts your money, quoted as a percentage or in basis points. It is separate from any monthly account fee, and it is usually the reason two accounts with identical headline pricing cost different amounts to use.1.00%revolut.com
fee-free allowanceA monthly amount a provider converts at no charge before its conversion fee starts applying. An allowance makes a headline rate of nothing true only up to a threshold, which is why this site compares a defined spending scenario rather than a headline rate.£1,000/morevolut.com
Currencies held39help.revolut.com
Free ATM withdrawals£200/mo or 5 withdrawals, then 2% (min £1)revolut.com
Local account detailsGBP, USD and PLN; other currencies arrive by SWIFThelp.revolut.com
Currencies with local account details3help.revolut.com

Every figure above was checked against its source in Oct 2026. Figures are rechecked at least every 30 days; one past that is marked “Recheck due”.

Sources

Every figure checked in Oct 2026.

Use this record

The figures above are meant to be quoted and checked, not just read.

Cite this pageplain text or BibTeX

Plain text

Points Architect. "Revolut Standard: verified product record." Rubric 2026.1. Verified Oct 2026. https://pointsarchitect.com/neobanks/revolut

BibTeX

@misc{pointsarchitect-neobanks-revolut,
  title        = {Revolut Standard: verified product record},
  author       = {{Points Architect}},
  year         = {2026},
  howpublished = {\url{https://pointsarchitect.com/neobanks/revolut}},
  note         = {Verified Oct 2026; rubric 2026.1}
}

Canonical URL https://pointsarchitect.com/neobanks/revolut. Every row in the attribute table has its own anchor, so a single fee can be cited without citing the whole record.

Guides that use this record

Specific questions answered from the same verified figures.

Compared directly

Head-to-head pages exist only between products that both rank inside this vertical's top three.

Figures on this page are dated individually to the day each was checked against its source. Nothing here is an estimate, and the score is calculated from the attributes above rather than entered by hand. See methodology.