Head to head in Neobanks
Revolut Plus vs Revolut Standard
At £1,500 a month of card spending abroad, Revolut Plus costs £3.99 a month against £5 at Revolut Standard: £1.01 less. Below about £1,400 a month Revolut Standard is cheaper; above it Revolut Plus is cheaper.
Card spending in another currency, with each account's fee-free allowance, its fee beyond it, and its monthly plan fee. Every figure this site holds on both products is below, side by side. Of 8, 5 differ; those rows carry a rule and the rest are left quiet.
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FX cost on £1,500/mo
- Revolut Plus
- £0.00Calculated from attributes verified Oct 2026
- Revolut Standard
- £5.00Calculated from attributes verified Oct 2026
Conversion fee
- Revolut Plus
- 0.50%Verified against the source Oct 2026
- Revolut Standard
- 1.00%Verified against the source Oct 2026
Fee-free allowance
- Revolut Plus
- £3,000/moVerified against the source Oct 2026
- Revolut Standard
- £1,000/moVerified against the source Oct 2026
Currencies heldidentical
- Revolut Plus
- 39Past its re-verification window; last checked Sep 2026
- Revolut Standard
- 39Verified against the source Oct 2026
Monthly fee
- Revolut Plus
- £3.99/moVerified against the source Oct 2026
- Revolut Standard
- FreeVerified against the source Oct 2026
Free ATM withdrawals
- Revolut Plus
- £200/mo, then 2% (min £1)Verified against the source Oct 2026
- Revolut Standard
- £200/mo or 5 withdrawals, then 2% (min £1)Verified against the source Oct 2026
Local account detailsidentical
- Revolut Plus
- GBP, USD and PLN; other currencies arrive by SWIFTCalculated from attributes verified Oct 2026
- Revolut Standard
- GBP, USD and PLN; other currencies arrive by SWIFTCalculated from attributes verified Oct 2026
Currencies with local account detailsidentical
- Revolut Plus
- 3Verified against the source Oct 2026
- Revolut Standard
- 3Verified against the source Oct 2026
Revolut
Revolut Plus
| Criterion | Weight | Score | PointsContribution |
|---|---|---|---|
| FX cost on £1,500/mo spend | 45% | 5.00 | 2.25 |
| Currency coverage | 35% | 4.88 | 1.71 |
| Account fee | 20% | 3.00 | 0.60 |
| Total | 100% | 4.6 |
Excellent tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.
£3.99 a month for a £3,000 monthly exchange allowance, three times the free plan's, then 0.5%, and half the free plan's weekend markup.
Who this suits
Spending under £3,000 a month abroad, which converts at no charge before the fee starts applying.
Who it doesn’t
No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.
Revolut
Revolut Standard
| Criterion | Weight | Score | PointsContribution |
|---|---|---|---|
| FX cost on £1,500/mo spend | 45% | 3.33 | 1.50 |
| Currency coverage | 35% | 4.88 | 1.71 |
| Account fee | 20% | 5.00 | 1.00 |
| Total | 100% | 4.2 |
Strong tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.
Free plan with interbank rates on the first £1,000 of exchange each month on weekdays, after which a 1% fee applies — strong for moderate spend, expensive past the allowance.
Who this suits
Spending under £1,000 a month abroad, which converts at no charge before the fee starts applying.
Who it doesn’t
No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.
Cite this pageplain text or BibTeX
Plain text
Points Architect. "Revolut Plus vs Revolut Standard: verified comparison." Rubric 2026.1. Verified Sep 2026. https://pointsarchitect.com/compare/revolut-plus-vs-revolut
BibTeX
@misc{pointsarchitect-compare-revolut-plus-vs-revolut,
title = {Revolut Plus vs Revolut Standard: verified comparison},
author = {{Points Architect}},
year = {2026},
howpublished = {\url{https://pointsarchitect.com/compare/revolut-plus-vs-revolut}},
note = {Verified Sep 2026; rubric 2026.1}
}Canonical URL https://pointsarchitect.com/compare/revolut-plus-vs-revolut. Every row in the attribute table has its own anchor, so a single fee can be cited without citing the whole record.