Dataset current to Oct 2026

Relay Starter

Go to Relay (opens relayfi.com in a new tab)Opens relayfi.com in a new tab
US physical address needed
Yes
What it says about the address
A physical US business address; no PO boxes or virtual mailboxes; a registered agent address only with an operating address
Owners living outside the US
Yes; owners outside its restricted countries, with a passport
Fees, first year
$0

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Who this is for

The summary is editorial. The two lists beneath it are read from this product's verified attributes against the rest of its table, and change when a figure does.

Open to owners outside the US, other than in its restricted countries, who identify with a passport. The catch for a non-resident is the address: the business needs a physical US address, with no PO boxes or virtual mailboxes, and a registered agent address is accepted only alongside an operating address where business actually happens. The Starter plan is $0 a month.

Who this suits

Nothing in this product's verified data distinguishes it from the rest of this table.

Who it doesn’t

No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.

The score, taken apart

Every criterion, its published weight, what it earned and what that contributed.

How this score is calculatedRubric 2026.1. Each criterion scores 0–5 from verified attributes, then is weighted. Nothing here is entered by hand.
CriterionWeightScorePoints
Opens without a US physical address70%0.000.00
Fees in the first year30%5.001.50
Total100%1.5

Basic tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.

Every stored figure

One row per attribute, each with the source it was read from and the date it was read. Every row has its own anchor, so a single figure can be linked to directly — for example /business-banking/relay#non-resident-owners.

AttributeValue
Owners living outside the USYes; owners outside its restricted countries, with a passportrelayfi.com
US physical address neededYesrelayfi.com
What the provider says about the addressA physical US business address; no PO boxes or virtual mailboxes; a registered agent address only with an operating addressrelayfi.com
Monthly feeNonerelayfi.com
One-time fee to open$0relayfi.com

Every figure above was checked against its source in Sep 2026. Figures are rechecked at least every 90 days; one past that is marked “Recheck due”.

Sources

Every figure checked in Sep 2026.

Use this record

The figures above are meant to be quoted and checked, not just read.

Cite this pageplain text or BibTeX

Plain text

Points Architect. "Relay Starter: verified product record." Rubric 2026.1. Verified Sep 2026. https://pointsarchitect.com/business-banking/relay

BibTeX

@misc{pointsarchitect-business-banking-relay,
  title        = {Relay Starter: verified product record},
  author       = {{Points Architect}},
  year         = {2026},
  howpublished = {\url{https://pointsarchitect.com/business-banking/relay}},
  note         = {Verified Sep 2026; rubric 2026.1}
}

Canonical URL https://pointsarchitect.com/business-banking/relay. Every row in the attribute table has its own anchor, so a single fee can be cited without citing the whole record.

Figures on this page are dated individually to the day each was checked against its source. Nothing here is an estimate, and the score is calculated from the attributes above rather than entered by hand. See methodology.