Mercury
Score
out of 5rubric 2026.1
- US physical address needed
- No
- What it says about the address
- A verifiable home or office address, in the US or abroad; no PO boxes, virtual addresses, mail centres or registered agent addresses
- Owners living outside the US
- Yes; founders from outside its prohibited countries
- Fees, first year
- $0
Disclosure Links to providers on this page earn this site nothing. They go to the provider’s own site unmodified, with no tracking parameters. If that ever changes, this notice changes with it. Full disclosure.
Who this is for
The summary is editorial. The two lists beneath it are read from this product's verified attributes against the rest of its table, and change when a figure does.
Open to founders anywhere outside its prohibited countries, for a US company with existing or planned US operations. The address it asks for is the company's principal place of business, which can be a verifiable home or office abroad; it refuses virtual addresses, mailbox services and registered agent addresses. No monthly fee; ACH, domestic wires and USD international wires are free, and conversions cost 1%.
Who this suits
Nothing in this product's verified data distinguishes it from the rest of this table.
Who it doesn’t
No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.
The score, taken apart
Every criterion, its published weight, what it earned and what that contributed.
| Criterion | Weight | Score | PointsContribution |
|---|---|---|---|
| Opens without a US physical address | 70% | 5.00 | 3.50 |
| Fees in the first year | 30% | 5.00 | 1.50 |
| Total | 100% | 5.0 |
Excellent tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.
Every stored figure
One row per attribute, each with the source it was read from and the date it was read. Every row has its own anchor, so a single figure can be linked to directly — for example /business-banking/mercury#non-resident-owners.
| Attribute | Value | |
|---|---|---|
| Owners living outside the US | Yes; founders from outside its prohibited countriessupport.mercury.com | support.mercury.com |
| US physical address needed | Nosupport.mercury.com | support.mercury.com |
| What the provider says about the address | A verifiable home or office address, in the US or abroad; no PO boxes, virtual addresses, mail centres or registered agent addressessupport.mercury.com | support.mercury.com |
| Monthly fee | Nonemercury.com | mercury.com |
| One-time fee to open | $0mercury.com | mercury.com |
Every figure above was checked against its source in Sep 2026. Figures are rechecked at least every 90 days; one past that is marked “Recheck due”.
Sources
Every figure checked in Sep 2026.
Owners living outside the US
US physical address needed · What the provider says about the address
Monthly fee · One-time fee to open
Use this record
The figures above are meant to be quoted and checked, not just read.
Cite this pageplain text or BibTeX
Plain text
Points Architect. "Mercury: verified product record." Rubric 2026.1. Verified Sep 2026. https://pointsarchitect.com/business-banking/mercury
BibTeX
@misc{pointsarchitect-business-banking-mercury,
title = {Mercury: verified product record},
author = {{Points Architect}},
year = {2026},
howpublished = {\url{https://pointsarchitect.com/business-banking/mercury}},
note = {Verified Sep 2026; rubric 2026.1}
}Canonical URL https://pointsarchitect.com/business-banking/mercury. Every row in the attribute table has its own anchor, so a single fee can be cited without citing the whole record.
Compared directly
Head-to-head pages exist only between products that both rank inside this vertical's top three.
Figures on this page are dated individually to the day each was checked against its source. Nothing here is an estimate, and the score is calculated from the attributes above rather than entered by hand. See methodology.