Dataset current to Oct 2026

Curve Pay Pro

Go to Curve (opens curve.com in a new tab)Opens curve.com in a new tab
FX cost on £1,500/mo
£0.00
Conversion fee
1.00%
Fee-free allowance
£50,000/mo
Currencies held
0

Disclosure Links to providers on this page earn this site nothing. They go to the provider’s own site unmodified, with no tracking parameters. If that ever changes, this notice changes with it. Full disclosure.

Who this is for

The summary is editorial. The two lists beneath it are read from this product's verified attributes against the rest of its table, and change when a figure does.

£9.99 a month (£99.90 a year) for £50,000 of fee-free conversion a month and no weekend surcharge, routed through the cards you already hold.

Who this suits

  • Spending under £50,000 a month abroad, which converts at no charge before the fee starts applying.

Who it doesn’t

  • Anyone who needs to hold a balance in a second currency. This product holds none, so money cannot be converted in advance and left waiting.

The score, taken apart

Every criterion, its published weight, what it earned and what that contributed.

How this score is calculatedRubric 2026.1. Each criterion scores 0–5 from verified attributes, then is weighted. Nothing here is entered by hand.
CriterionWeightScorePoints
FX cost on £1,500/mo spend45%5.002.25
Currency coverage35%0.000.00
Account fee20%0.000.00
Total100%2.3

Basic tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.

Every stored figure

One row per attribute, each with the source it was read from and the date it was read. Every row has its own anchor, so a single figure can be linked to directly — for example /neobanks/curve-pay-pro#monthly-fee-gbp.

AttributeValue
Monthly fee£9.99/mocurve.comVerified against the source Oct 2026
conversion feeWhat a provider adds to the mid-market exchange rate when it converts your money, quoted as a percentage or in basis points. It is separate from any monthly account fee, and it is usually the reason two accounts with identical headline pricing cost different amounts to use.1.00%curve.comVerified against the source Oct 2026
fee-free allowanceA monthly amount a provider converts at no charge before its conversion fee starts applying. An allowance makes a headline rate of nothing true only up to a threshold, which is why this site compares a defined spending scenario rather than a headline rate.£50,000/mocurve.comVerified against the source Oct 2026
Currencies held0curve.comVerified against the source Oct 2026
Free ATM withdrawals£500/mo, then 2% or £2curve.comVerified against the source Oct 2026
Local account detailsNone; it is a card in front of your other cards, not an accountcurve.comVerified against the source Sep 2026
Currencies with local account details0curve.comVerified against the source Sep 2026

Sources

Checked between Sep 2026 and Oct 2026.

Use this record

The figures above are meant to be quoted and checked, not just read.

Cite this pageplain text or BibTeX

Plain text

Points Architect. "Curve Pay Pro: verified product record." Rubric 2026.1. Verified Sep 2026. https://pointsarchitect.com/neobanks/curve-pay-pro

BibTeX

@misc{pointsarchitect-neobanks-curve-pay-pro,
  title        = {Curve Pay Pro: verified product record},
  author       = {{Points Architect}},
  year         = {2026},
  howpublished = {\url{https://pointsarchitect.com/neobanks/curve-pay-pro}},
  note         = {Verified Sep 2026; rubric 2026.1}
}

Canonical URL https://pointsarchitect.com/neobanks/curve-pay-pro. Every row in the attribute table has its own anchor, so a single fee can be cited without citing the whole record.

Figures on this page are dated individually to the day each was checked against its source. Nothing here is an estimate, and the score is calculated from the attributes above rather than entered by hand. See methodology.