Chase UK
Chase Current Account
Score
out of 5rubric 2026.1
- FX cost on £1,500/mo
- £0.00
- Conversion fee
- None
- Fee-free allowance
- None
- Currencies held
- 1
Disclosure Links to providers on this page earn this site nothing. They go to the provider’s own site unmodified, with no tracking parameters. If that ever changes, this notice changes with it. Full disclosure.
Who this is for
The summary is editorial. The two lists beneath it are read from this product's verified attributes against the rest of its table, and change when a figure does.
No fee on card spending abroad at Mastercard's rate and no fee on cash abroad, within a £500 daily limit and £1,500 a month while travelling. Holds pounds only. The published fee document Chase links to carries a 2021 date, so it was read alongside the current travel page.
Who this suits
Nothing in this product's verified data distinguishes it from the rest of this table.
Who it doesn’t
No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.
The score, taken apart
Every criterion, its published weight, what it earned and what that contributed.
| Criterion | Weight | Score | PointsContribution |
|---|---|---|---|
| FX cost on £1,500/mo spend | 45% | 5.00 | 2.25 |
| Currency coverage | 35% | 0.13 | 0.04 |
| Account fee | 20% | 5.00 | 1.00 |
| Total | 100% | 3.3 |
Standard tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.
Every stored figure
One row per attribute, each with the source it was read from and the date it was read. Every row has its own anchor, so a single figure can be linked to directly — for example /neobanks/chase-uk#monthly-fee-gbp.
| Attribute | Value | ||
|---|---|---|---|
| Monthly fee | Freechase.co.ukVerified against the source Oct 2026 | chase.co.uk | Verified against the source Oct 2026 |
| conversion feeWhat a provider adds to the mid-market exchange rate when it converts your money, quoted as a percentage or in basis points. It is separate from any monthly account fee, and it is usually the reason two accounts with identical headline pricing cost different amounts to use. | Nonechase.co.ukVerified against the source Oct 2026 | chase.co.uk | Verified against the source Oct 2026 |
| fee-free allowanceA monthly amount a provider converts at no charge before its conversion fee starts applying. An allowance makes a headline rate of nothing true only up to a threshold, which is why this site compares a defined spending scenario rather than a headline rate. | Nonechase.co.ukVerified against the source Oct 2026 | chase.co.uk | Verified against the source Oct 2026 |
| Currencies held | 1chase.co.ukPast its re-verification window; last checked Sep 2026 | chase.co.uk | Past its re-verification window; last checked Sep 2026 |
| Free ATM withdrawals | Free, up to £500/day and £1,500/month abroadchase.co.ukVerified against the source Oct 2026 | chase.co.uk | Verified against the source Oct 2026 |
| Local account details | GBP only; cannot receive payments from abroadchase.co.ukVerified against the source Oct 2026 | chase.co.uk | Verified against the source Oct 2026 |
| Currencies with local account details | 1chase.co.ukVerified against the source Oct 2026 | chase.co.uk | Verified against the source Oct 2026 |
Sources
Checked between Sep 2026 and Oct 2026.
Monthly fee
Conversion fee · Fee-free FX allowance · Currencies held · Free ATM withdrawals
Local account details · Currencies with local account details
Use this record
The figures above are meant to be quoted and checked, not just read.
Cite this pageplain text or BibTeX
Plain text
Points Architect. "Chase Current Account: verified product record." Rubric 2026.1. Verified Sep 2026. https://pointsarchitect.com/neobanks/chase-uk
BibTeX
@misc{pointsarchitect-neobanks-chase,
title = {Chase Current Account: verified product record},
author = {{Points Architect}},
year = {2026},
howpublished = {\url{https://pointsarchitect.com/neobanks/chase-uk}},
note = {Verified Sep 2026; rubric 2026.1}
}Canonical URL https://pointsarchitect.com/neobanks/chase-uk. Every row in the attribute table has its own anchor, so a single fee can be cited without citing the whole record.
Guides that use this record
Specific questions answered from the same verified figures.
Figures on this page are dated individually to the day each was checked against its source. Nothing here is an estimate, and the score is calculated from the attributes above rather than entered by hand. See methodology.