Head to head in Business FX
Wise Business vs Revolut Business Grow
At one £10,000 payment to US dollars in a month, Wise Business and Revolut Business Grow cost the same: £35 for the month. Below about £10,500 Wise Business is cheaper, from there to about £22,500 Revolut Business Grow is cheaper, and above about £22,500 Wise Business is cheaper.
One payment from pounds to US dollars a month: the published margin or fee, the per-payment fee, and the plan's monthly fee. Every figure this site holds on both products is below, side by side. Of 8, 6 differ; those rows carry a rule and the rest are left quiet.
Disclosure Links to providers on this page earn this site nothing. They go to the provider’s own site unmodified, with no tracking parameters. If that ever changes, this notice changes with it. Full disclosure.
One £10,000 payment
- Wise Business
- £35.00Calculated from attributes verified Sep 2026
- Revolut Business Grow
- £0.00Calculated from attributes verified Sep 2026
Month, with plan feeidentical
- Wise Business
- £35.00Calculated from attributes verified Sep 2026
- Revolut Business Grow
- £35.00Calculated from attributes verified Sep 2026
Margin, GBP to USD
- Wise Business
- 0.35%Verified against the source Sep 2026
- Revolut Business Grow
- 0.60%Verified against the source Sep 2026
Margin-free allowance
- Wise Business
- NoneVerified against the source Sep 2026
- Revolut Business Grow
- £15,000/moVerified against the source Sep 2026
Fee per paymentidentical
- Wise Business
- NoneVerified against the source Sep 2026
- Revolut Business Grow
- NoneVerified against the source Sep 2026
Plan fee
- Wise Business
- NoneVerified against the source Sep 2026
- Revolut Business Grow
- £35/moVerified against the source Sep 2026
Set-up fee
- Wise Business
- £50 onceVerified against the source Sep 2026
- Revolut Business Grow
- NoneVerified against the source Sep 2026
Rate basis
- Wise Business
- Mid-market rate, fee charged separatelyVerified against the source Sep 2026
- Revolut Business Grow
- Interbank rate; 0.6% fee applies above the allowanceVerified against the source Oct 2026
Wise
Wise Business
| Criterion | Weight | Score | PointsContribution |
|---|---|---|---|
| One £10,000 payment, with the plan fee | 70% | 4.25 | 2.97 |
| Fixed cost per month | 30% | 4.48 | 1.34 |
| Total | 100% | 4.3 |
Strong tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.
A one-time £50 to open and nothing a month after, then 0.35% on a GBP-to-USD conversion at the mid-market rate, with the percentage falling on anything sent above £20,000 in a month. No plan, no allowance, no fixed fee per payment: the cost is the percentage and nothing else.
Who this suits
Nothing in this product's verified data distinguishes it from the rest of this table.
Who it doesn’t
No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.
Revolut
Revolut Business Grow
| Criterion | Weight | Score | PointsContribution |
|---|---|---|---|
| One £10,000 payment, with the plan fee | 70% | 4.25 | 2.97 |
| Fixed cost per month | 30% | 0.63 | 0.19 |
| Total | 100% | 3.2 |
Standard tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.
£35 a month buys a £15,000 monthly allowance exchanged with no margin and five international transfers included, so a single £10,000 payment costs nothing beyond the plan fee. Above the allowance the same 0.6% as Basic applies. The plan fee is the whole cost at this volume, which is why it ties Wise on the month and beats it on nothing else.
Who this suits
Nothing in this product's verified data distinguishes it from the rest of this table.
Who it doesn’t
No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.
Cite this pageplain text or BibTeX
Plain text
Points Architect. "Wise Business vs Revolut Business Grow: verified comparison." Rubric 2026.1. Verified Sep 2026. https://pointsarchitect.com/compare/wise-business-vs-revolut-business-grow
BibTeX
@misc{pointsarchitect-compare-wise-business-vs-revolut-business-grow,
title = {Wise Business vs Revolut Business Grow: verified comparison},
author = {{Points Architect}},
year = {2026},
howpublished = {\url{https://pointsarchitect.com/compare/wise-business-vs-revolut-business-grow}},
note = {Verified Sep 2026; rubric 2026.1}
}Canonical URL https://pointsarchitect.com/compare/wise-business-vs-revolut-business-grow. Every row in the attribute table has its own anchor, so a single fee can be cited without citing the whole record.