Dataset current to Oct 2026

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Head to head in Transfers

Atlantic Money vs Starling

At £100,000 sent to euros in one transfer, Atlantic Money costs £3 against £400.30 at Starling: £397.30 less. Atlantic Money stays cheaper at every amount from £5,000 to £300,000.

Published charges only. Starling converts at its own rate, which no published figure measures, so the real cost there can be higher. Every figure this site holds on both products is below, side by side. Of 9, 7 differ; those rows carry a rule and the rest are left quiet.

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Go to Atlantic (opens atlantic.money in a new tab)Go to Starling Bank (opens starlingbank.com in a new tab)

Atlantic Money (Deel Payments UK)

Atlantic Money

Full record
How this score is calculatedRubric 2026.1. Each criterion scores 0–5 from verified attributes, then is weighted. Nothing here is entered by hand.
CriterionWeightScorePoints
£100,000 to euros, with a month of any plan fee75%4.993.75
Exchange rate stated against a benchmark25%5.001.25
Total100%5.0

Excellent tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.

A flat £3 a transfer at the live rate with no margin, up to £1 million at a time. It covers ten currencies and offers spot transfers only: no forward contracts and no account manager. At weekends the free choice books at the rate when markets reopen; fixing Friday's closing rate instead costs 0.1%.

Who this suits

Nothing in this product's verified data distinguishes it from the rest of this table.

Who it doesn’t

No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.

Starling Bank

Starling

Full record
How this score is calculatedRubric 2026.1. Each criterion scores 0–5 from verified attributes, then is weighted. Nothing here is entered by hand.
CriterionWeightScorePoints
£100,000 to euros, with a month of any plan fee75%4.203.15
Exchange rate stated against a benchmark25%4.501.13
Total100%4.3

Strong tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.

A 0.4% conversion fee plus 30p by the local euro network (£5.50 by SWIFT), at what Starling describes as the market rate it is charged. £400.30 on £100,000. Payments go out only between 2am Monday and 10pm Friday, and Starling does not publish the largest amount it will send.

Who this suits

Nothing in this product's verified data distinguishes it from the rest of this table.

Who it doesn’t

No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.

Cite this pageplain text or BibTeX

Plain text

Points Architect. "Atlantic Money vs Starling: verified comparison." Rubric 2026.1. Verified Oct 2026. https://pointsarchitect.com/compare/atlantic-money-vs-starling

BibTeX

@misc{pointsarchitect-compare-atlantic-money-vs-starling,
  title        = {Atlantic Money vs Starling: verified comparison},
  author       = {{Points Architect}},
  year         = {2026},
  howpublished = {\url{https://pointsarchitect.com/compare/atlantic-money-vs-starling}},
  note         = {Verified Oct 2026; rubric 2026.1}
}

Canonical URL https://pointsarchitect.com/compare/atlantic-money-vs-starling. Every row in the attribute table has its own anchor, so a single fee can be cited without citing the whole record.