Starling Bank
Starling Business
Score
out of 5rubric 2026.1
- One £10,000 payment
- £45.50
- Month, with plan fee
- £45.50
- Margin, GBP to USD
- 0.40%
- Margin-free allowance
- None
Disclosure Links to providers on this page earn this site nothing. They go to the provider’s own site unmodified, with no tracking parameters. If that ever changes, this notice changes with it. Full disclosure.
Who this is for
The summary is editorial. The two lists beneath it are read from this product's verified attributes against the rest of its table, and change when a figure does.
No plan fee, a flat 0.4% on the amount converted, and a delivery fee per payment: £5.50 by SWIFT, or from 30p through a local network where the currency allows. The SWIFT fee is the one priced here, as the option available for every currency. Starling also offers euro and US dollar business accounts.
Who this suits
Nothing in this product's verified data distinguishes it from the rest of this table.
Who it doesn’t
No verified figure in this table counts against this product. We don't manufacture a drawback to balance the page.
The score, taken apart
Every criterion, its published weight, what it earned and what that contributed.
| Criterion | Weight | Score | PointsContribution |
|---|---|---|---|
| One £10,000 payment, with the plan fee | 70% | 3.73 | 2.61 |
| Fixed cost per month | 30% | 5.00 | 1.50 |
| Total | 100% | 4.1 |
Strong tier. Weights are published on the methodology page; a change to any of them is a rubric version bump, not a silent edit.
Every stored figure
One row per attribute, each with the source it was read from and the date it was read. Every row has its own anchor, so a single figure can be linked to directly — for example /business-fx/starling-business#monthly-fee-gbp.
| Attribute | Value | |
|---|---|---|
| Plan fee | Nonestarlingbank.com | starlingbank.com |
| One-time set-up fee | Nonestarlingbank.com | starlingbank.com |
| Conversion margin, GBP to USD | 0.40%help.starlingbank.com | help.starlingbank.com |
| fee-free allowanceA monthly amount a provider converts at no charge before its conversion fee starts applying. An allowance makes a headline rate of nothing true only up to a threshold, which is why this site compares a defined spending scenario rather than a headline rate. | Nonehelp.starlingbank.com | help.starlingbank.com |
| Fee per international payment | £5.50help.starlingbank.com | help.starlingbank.com |
| Rate the margin is over | Starling's rate, fee charged separatelyhelp.starlingbank.com | help.starlingbank.com |
Every figure above was checked against its source in Sep 2026. Figures are rechecked at least every 90 days; one past that is marked “Recheck due”.
Sources
Every figure checked in Sep 2026.
Plan fee · One-time set-up fee
Conversion margin, GBP to USD · Margin-free allowance per month · Fee per international payment · Rate the margin is over
Use this record
The figures above are meant to be quoted and checked, not just read.
Cite this pageplain text or BibTeX
Plain text
Points Architect. "Starling Business: verified product record." Rubric 2026.1. Verified Sep 2026. https://pointsarchitect.com/business-fx/starling-business
BibTeX
@misc{pointsarchitect-business-fx-starling,
title = {Starling Business: verified product record},
author = {{Points Architect}},
year = {2026},
howpublished = {\url{https://pointsarchitect.com/business-fx/starling-business}},
note = {Verified Sep 2026; rubric 2026.1}
}Canonical URL https://pointsarchitect.com/business-fx/starling-business. Every row in the attribute table has its own anchor, so a single fee can be cited without citing the whole record.
Guides that use this record
Specific questions answered from the same verified figures.
Compared directly
Head-to-head pages exist only between products that both rank inside this vertical's top three.
Figures on this page are dated individually to the day each was checked against its source. Nothing here is an estimate, and the score is calculated from the attributes above rather than entered by hand. See methodology.