{
  "name": "Points Architect dataset",
  "url": "https://pointsarchitect.com/data",
  "version": "2026-10",
  "note": "Every figure was read from the source URL given with it, in the month given with it. Prices are as published by the provider and may have changed since.",
  "counts": {
    "products": 96,
    "figures": 625,
    "sources": 130
  },
  "sections": [
    {
      "slug": "neobanks",
      "label": "Neobanks & Multi-Currency Accounts",
      "url": "https://pointsarchitect.com/neobanks",
      "recheckEveryDays": 30
    },
    {
      "slug": "transfers",
      "label": "Large Transfers & FX Brokers",
      "url": "https://pointsarchitect.com/transfers",
      "recheckEveryDays": 90
    },
    {
      "slug": "business-fx",
      "label": "Business FX & Cross-Border Payments",
      "url": "https://pointsarchitect.com/business-fx",
      "recheckEveryDays": 90
    },
    {
      "slug": "expat-tax",
      "label": "Expat & Cross-Border Tax Preparation",
      "url": "https://pointsarchitect.com/expat-tax",
      "recheckEveryDays": 365
    },
    {
      "slug": "contractor-payments",
      "label": "Contractor Payments & Employer of Record",
      "url": "https://pointsarchitect.com/contractor-payments",
      "recheckEveryDays": 90
    },
    {
      "slug": "formation",
      "label": "Non-Resident Company Formation",
      "url": "https://pointsarchitect.com/formation",
      "recheckEveryDays": 90
    },
    {
      "slug": "business-address",
      "label": "US Business Addresses & Virtual Mailboxes",
      "url": "https://pointsarchitect.com/business-address",
      "recheckEveryDays": 90
    },
    {
      "slug": "business-banking",
      "label": "US Business Bank Accounts for Non-Residents",
      "url": "https://pointsarchitect.com/business-banking",
      "recheckEveryDays": 90
    },
    {
      "slug": "form-5472",
      "label": "Form 5472 Filing Services",
      "url": "https://pointsarchitect.com/form-5472",
      "recheckEveryDays": 90
    }
  ],
  "products": [
    {
      "id": "neobanks-wise",
      "section": "neobanks",
      "name": "Wise Account",
      "provider": "Wise",
      "providerUrl": "https://wise.com/gb/multi-currency-account/",
      "url": "https://pointsarchitect.com/neobanks/wise",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://wise.com/gb/pricing/"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 24,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://wise.com/gb/pricing/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://wise.com/gb/pricing/"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 40,
          "unit": null,
          "checked": "2026-10",
          "source": "https://wise.com/gb/multi-currency-account/"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "£250/mo, then 2.69%",
          "unit": null,
          "checked": "2026-10",
          "source": "https://wise.com/gb/pricing/"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "GBP, EUR, USD, AUD, CAD, NZD, SGD, HKD, HUF, TRY, PLN, RON, PHP and MYR",
          "unit": null,
          "checked": "2026-10",
          "source": "https://wise.com/help/articles/2897238/which-currencies-can-i-add-keep-and-receive-in-my-wise-account"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 14,
          "unit": null,
          "checked": "2026-10",
          "source": "https://wise.com/help/articles/2897238/which-currencies-can-i-add-keep-and-receive-in-my-wise-account"
        }
      ]
    },
    {
      "id": "neobanks-revolut",
      "section": "neobanks",
      "name": "Revolut Standard",
      "provider": "Revolut",
      "providerUrl": "https://www.revolut.com/en-GB/",
      "url": "https://pointsarchitect.com/neobanks/revolut",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/our-pricing-plans/"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 100,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/our-pricing-plans/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 1000,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/our-pricing-plans/"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 39,
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.revolut.com/help/transfers/inbound-transfers/how-to-receive-money-from-another-bank/what-account-details-should-i-use-to-transfer-money-to-my-revolut-account/supported-currencies-for-holding/"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "£200/mo or 5 withdrawals, then 2% (min £1)",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/our-pricing-plans/"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "GBP, USD and PLN; other currencies arrive by SWIFT",
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.revolut.com/help/transfers/inbound-transfers/how-to-receive-money-from-another-bank/what-account-details-should-i-use-to-transfer-money-to-my-revolut-account/what-account-details-are-available-for-me/"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 3,
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.revolut.com/help/transfers/inbound-transfers/how-to-receive-money-from-another-bank/what-account-details-should-i-use-to-transfer-money-to-my-revolut-account/what-account-details-are-available-for-me/"
        }
      ]
    },
    {
      "id": "neobanks-n26",
      "section": "neobanks",
      "name": "N26 Standard",
      "provider": "N26",
      "providerUrl": "https://n26.com/en-eu/bank-account",
      "url": "https://pointsarchitect.com/neobanks/n26",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://n26.com/en-eu/pricing"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://n26.com/en-eu/pricing"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://n26.com/en-eu/pricing"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 1,
          "unit": null,
          "checked": "2026-10",
          "source": "https://n26.com/en-eu/euro-bank-account"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "2 withdrawals/mo in euro; 1.7% outside the eurozone",
          "unit": null,
          "checked": "2026-10",
          "source": "https://n26.com/en-eu/pricing"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "EUR, with a German, French, Italian or Spanish IBAN",
          "unit": null,
          "checked": "2026-10",
          "source": "https://n26.com/en-eu/iban-number"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 1,
          "unit": null,
          "checked": "2026-10",
          "source": "https://n26.com/en-eu/iban-number"
        }
      ]
    },
    {
      "id": "neobanks-currensea",
      "section": "neobanks",
      "name": "Currensea Essential",
      "provider": "Currensea",
      "providerUrl": "https://www.currensea.com/",
      "url": "https://pointsarchitect.com/neobanks/currensea",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.currensea.com/pricing/plans"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 100,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.currensea.com/pricing/plans"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 500,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.currensea.com/pricing/plans"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 0,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.currensea.com/pricing/plans"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "£200/mo, then 2%",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.currensea.com/pricing/plans"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "None; it is a card linked to your bank account, not an account",
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.currensea.com/hc/en-us/articles/360007933619-Can-I-pay-funds-into-my-Currensea-account-or-top-up-my-Currensea-card"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 0,
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.currensea.com/hc/en-us/articles/360007933619-Can-I-pay-funds-into-my-Currensea-account-or-top-up-my-Currensea-card"
        }
      ]
    },
    {
      "id": "neobanks-monzo",
      "section": "neobanks",
      "name": "Monzo (free account)",
      "provider": "Monzo",
      "providerUrl": "https://monzo.com/",
      "url": "https://pointsarchitect.com/neobanks/monzo",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://monzo.com/current-account"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://monzo.com/features/travel"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://monzo.com/features/travel"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 1,
          "unit": null,
          "checked": "2026-09",
          "source": "https://monzo.com/features/travel"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "EEA unlimited; elsewhere £200/30 days, then 3%",
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/features/travel"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "GBP only; payments from abroad arrive by SWIFT to a GB IBAN",
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/help/payments-getting-started/add-money-from-outside-uk"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 1,
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/help/payments-getting-started/add-money-from-outside-uk"
        }
      ]
    },
    {
      "id": "neobanks-starling",
      "section": "neobanks",
      "name": "Starling Personal",
      "provider": "Starling Bank",
      "providerUrl": "https://www.starlingbank.com/",
      "url": "https://pointsarchitect.com/neobanks/starling",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.starlingbank.com/current-account/"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.starlingbank.com/travel/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.starlingbank.com/travel/"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 2,
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.starlingbank.com/personal/topics/euro-accounts/are-there-any-fees-for-the-euro-account/"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "Free, up to £300/day",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.starlingbank.com/travel/"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "GBP, and EUR with its own IBAN in the free euro account",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.starlingbank.com/current-account/euro-bank-account/"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 2,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.starlingbank.com/current-account/euro-bank-account/"
        }
      ]
    },
    {
      "id": "neobanks-chase",
      "section": "neobanks",
      "name": "Chase Current Account",
      "provider": "Chase UK",
      "providerUrl": "https://www.chase.co.uk/",
      "url": "https://pointsarchitect.com/neobanks/chase-uk",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.chase.co.uk/gb/en/legal/fees-and-charges/"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.chase.co.uk/gb/en/support/travel-with-chase/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.chase.co.uk/gb/en/support/travel-with-chase/"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 1,
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.chase.co.uk/gb/en/support/travel-with-chase/"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "Free, up to £500/day and £1,500/month abroad",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.chase.co.uk/gb/en/support/travel-with-chase/"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "GBP only; cannot receive payments from abroad",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.chase.co.uk/gb/en/support/international-payments/"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 1,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.chase.co.uk/gb/en/support/international-payments/"
        }
      ]
    },
    {
      "id": "neobanks-kroo",
      "section": "neobanks",
      "name": "Kroo Current Account",
      "provider": "Kroo Bank",
      "providerUrl": "https://kroo.com/",
      "url": "https://pointsarchitect.com/neobanks/kroo",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://kroo.com/current-account/fees"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://kroo.com/current-account/fees"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://kroo.com/current-account/fees"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 1,
          "unit": null,
          "checked": "2026-09",
          "source": "https://kroo.com/spending-abroad"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "Free, no Kroo limit published",
          "unit": null,
          "checked": "2026-10",
          "source": "https://kroo.com/current-account/fees"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "GBP only; cannot receive payments from outside the UK",
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.kroo.com/hc/en-gb/articles/9265573455249-Can-I-use-my-current-account-for-international-payments"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 1,
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.kroo.com/hc/en-gb/articles/9265573455249-Can-I-use-my-current-account-for-international-payments"
        }
      ]
    },
    {
      "id": "neobanks-zempler",
      "section": "neobanks",
      "name": "Zempler Freedom",
      "provider": "Zempler Bank",
      "providerUrl": "https://www.zemplerbank.com/",
      "url": "https://pointsarchitect.com/neobanks/zempler",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.zemplerbank.com/personal/current-account/pricing/"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 299,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.zemplerbank.com/personal/current-account/pricing/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.zemplerbank.com/personal/current-account/pricing/"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 1,
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.zemplerbank.com/personal/current-account/pricing/"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "£3 per withdrawal abroad",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.zemplerbank.com/personal/current-account/pricing/"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "GBP only; payments from abroad arrive to a GB IBAN and are converted",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.zemplerbank.com/help/payments/international-payments/receiving-a-payment/"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 1,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.zemplerbank.com/help/payments/international-payments/receiving-a-payment/"
        }
      ]
    },
    {
      "id": "neobanks-revolut-plus",
      "section": "neobanks",
      "name": "Revolut Plus",
      "provider": "Revolut",
      "providerUrl": "https://www.revolut.com/en-GB/",
      "url": "https://pointsarchitect.com/neobanks/revolut-plus",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 3.99,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/plus-fees/"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 50,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/plus-fees/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 3000,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/plus-fees/"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 39,
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.revolut.com/en-GB/our-pricing-plans/"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "£200/mo, then 2% (min £1)",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/plus-fees/"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "GBP, USD and PLN; other currencies arrive by SWIFT",
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.revolut.com/help/transfers/inbound-transfers/how-to-receive-money-from-another-bank/what-account-details-should-i-use-to-transfer-money-to-my-revolut-account/what-account-details-are-available-for-me/"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 3,
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.revolut.com/help/transfers/inbound-transfers/how-to-receive-money-from-another-bank/what-account-details-should-i-use-to-transfer-money-to-my-revolut-account/what-account-details-are-available-for-me/"
        }
      ]
    },
    {
      "id": "neobanks-revolut-premium",
      "section": "neobanks",
      "name": "Revolut Premium",
      "provider": "Revolut",
      "providerUrl": "https://www.revolut.com/en-GB/",
      "url": "https://pointsarchitect.com/neobanks/revolut-premium",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 8.99,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/premium-fees/"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/premium-fees/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/premium-fees/"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 39,
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.revolut.com/en-GB/our-pricing-plans/"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "£400/mo, then 2% (min £1)",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/premium-fees/"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "GBP, USD and PLN; other currencies arrive by SWIFT",
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.revolut.com/help/transfers/inbound-transfers/how-to-receive-money-from-another-bank/what-account-details-should-i-use-to-transfer-money-to-my-revolut-account/what-account-details-are-available-for-me/"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 3,
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.revolut.com/help/transfers/inbound-transfers/how-to-receive-money-from-another-bank/what-account-details-should-i-use-to-transfer-money-to-my-revolut-account/what-account-details-are-available-for-me/"
        }
      ]
    },
    {
      "id": "neobanks-revolut-metal",
      "section": "neobanks",
      "name": "Revolut Metal",
      "provider": "Revolut",
      "providerUrl": "https://www.revolut.com/en-GB/",
      "url": "https://pointsarchitect.com/neobanks/revolut-metal",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 16.99,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/metal-fees/"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/metal-fees/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/metal-fees/"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 39,
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.revolut.com/en-GB/our-pricing-plans/"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "£800/mo, then 2% (min £1)",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/metal-fees/"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "GBP, USD and PLN; other currencies arrive by SWIFT",
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.revolut.com/help/transfers/inbound-transfers/how-to-receive-money-from-another-bank/what-account-details-should-i-use-to-transfer-money-to-my-revolut-account/what-account-details-are-available-for-me/"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 3,
          "unit": null,
          "checked": "2026-10",
          "source": "https://help.revolut.com/help/transfers/inbound-transfers/how-to-receive-money-from-another-bank/what-account-details-should-i-use-to-transfer-money-to-my-revolut-account/what-account-details-are-available-for-me/"
        }
      ]
    },
    {
      "id": "neobanks-monzo-extra",
      "section": "neobanks",
      "name": "Monzo Extra",
      "provider": "Monzo",
      "providerUrl": "https://monzo.com/current-account/plans",
      "url": "https://pointsarchitect.com/neobanks/monzo-extra",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 3,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://monzo.com/legal/plans/fee-information"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://monzo.com/legal/plans/fee-information"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://monzo.com/legal/plans/fee-information"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 1,
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/features/travel"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "Free in the EEA; £200/30 days elsewhere, then 3%",
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/legal/plans/fee-information"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "GBP only; payments from abroad arrive by SWIFT to a GB IBAN",
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/help/payments-getting-started/add-money-from-outside-uk"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 1,
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/help/payments-getting-started/add-money-from-outside-uk"
        }
      ]
    },
    {
      "id": "neobanks-monzo-perks",
      "section": "neobanks",
      "name": "Monzo Perks",
      "provider": "Monzo",
      "providerUrl": "https://monzo.com/current-account/plans",
      "url": "https://pointsarchitect.com/neobanks/monzo-perks",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 9,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://monzo.com/legal/plans/fee-information"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://monzo.com/legal/plans/fee-information"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://monzo.com/legal/plans/fee-information"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 1,
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/features/travel"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "Free in the EEA; £600/30 days elsewhere, then 3%",
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/legal/plans/fee-information"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "GBP only; payments from abroad arrive by SWIFT to a GB IBAN",
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/help/payments-getting-started/add-money-from-outside-uk"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 1,
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/help/payments-getting-started/add-money-from-outside-uk"
        }
      ]
    },
    {
      "id": "neobanks-monzo-max",
      "section": "neobanks",
      "name": "Monzo Max",
      "provider": "Monzo",
      "providerUrl": "https://monzo.com/current-account/plans",
      "url": "https://pointsarchitect.com/neobanks/monzo-max",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 19,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://monzo.com/current-account/plans"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://monzo.com/legal/plans/fee-information"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://monzo.com/legal/plans/fee-information"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 1,
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/features/travel"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "Free in the EEA; £600/30 days elsewhere, then 3%",
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/legal/plans/fee-information"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "GBP only; payments from abroad arrive by SWIFT to a GB IBAN",
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/help/payments-getting-started/add-money-from-outside-uk"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 1,
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/help/payments-getting-started/add-money-from-outside-uk"
        }
      ]
    },
    {
      "id": "neobanks-curve-pay",
      "section": "neobanks",
      "name": "Curve Pay",
      "provider": "Curve",
      "providerUrl": "https://www.curve.com/",
      "url": "https://pointsarchitect.com/neobanks/curve-pay",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 299,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 250,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 0,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "None free; 2% or £2, whichever is greater",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "None; it is a card in front of your other cards, not an account",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 0,
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.curve.com/en/subscriptions/"
        }
      ]
    },
    {
      "id": "neobanks-curve-pay-x",
      "section": "neobanks",
      "name": "Curve Pay X",
      "provider": "Curve",
      "providerUrl": "https://www.curve.com/",
      "url": "https://pointsarchitect.com/neobanks/curve-pay-x",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 5.99,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 100,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 3333,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 0,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "£300/mo, then 2% or £2",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "None; it is a card in front of your other cards, not an account",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 0,
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.curve.com/en/subscriptions/"
        }
      ]
    },
    {
      "id": "neobanks-curve-pay-pro",
      "section": "neobanks",
      "name": "Curve Pay Pro",
      "provider": "Curve",
      "providerUrl": "https://www.curve.com/",
      "url": "https://pointsarchitect.com/neobanks/curve-pay-pro",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 9.99,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 100,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 50000,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 0,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "£500/mo, then 2% or £2",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "None; it is a card in front of your other cards, not an account",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 0,
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.curve.com/en/subscriptions/"
        }
      ]
    },
    {
      "id": "neobanks-curve-pay-pro-plus",
      "section": "neobanks",
      "name": "Curve Pay Pro+",
      "provider": "Curve",
      "providerUrl": "https://www.curve.com/",
      "url": "https://pointsarchitect.com/neobanks/curve-pay-pro-plus",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 17.99,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 100,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 100000,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 0,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "£1,000/mo, then 2% or £2",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "None; it is a card in front of your other cards, not an account",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.curve.com/en/subscriptions/"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 0,
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.curve.com/en/subscriptions/"
        }
      ]
    },
    {
      "id": "neobanks-currensea-pro",
      "section": "neobanks",
      "name": "Currensea Pro",
      "provider": "Currensea",
      "providerUrl": "https://www.currensea.com/plans",
      "url": "https://pointsarchitect.com/neobanks/currensea-pro",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 3.33,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 0,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "£500/mo, then 1%",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "None; it is a card linked to your bank account, not an account",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 0,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        }
      ]
    },
    {
      "id": "neobanks-currensea-elite",
      "section": "neobanks",
      "name": "Currensea Elite",
      "provider": "Currensea",
      "providerUrl": "https://www.currensea.com/plans",
      "url": "https://pointsarchitect.com/neobanks/currensea-elite",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Monthly fee",
          "value": 12.5,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        },
        {
          "key": "fx-fee-bps",
          "label": "Conversion fee",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Fee-free FX allowance",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        },
        {
          "key": "currencies-held",
          "label": "Currencies held",
          "value": 0,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        },
        {
          "key": "atm-free-monthly",
          "label": "Free ATM withdrawals",
          "value": "£750/mo, then 1%",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        },
        {
          "key": "local-details",
          "label": "Local account details",
          "value": "None; it is a card linked to your bank account, not an account",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        },
        {
          "key": "local-details-count",
          "label": "Currencies with local account details",
          "value": 0,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.currensea.com/plans"
        }
      ]
    },
    {
      "id": "transfers-atlantic",
      "section": "transfers",
      "name": "Atlantic Money",
      "provider": "Atlantic Money (Deel Payments UK)",
      "providerUrl": "https://atlantic.money/",
      "url": "https://pointsarchitect.com/transfers/atlantic-money",
      "figures": [
        {
          "key": "fee-pct-bps",
          "label": "Percentage fee on the amount sent",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://support.atlantic.money/en/support/solutions/articles/101000507032-what-are-the-fees-"
        },
        {
          "key": "fee-fixed-gbp",
          "label": "Fixed fee per transfer",
          "value": 3,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://support.atlantic.money/en/support/solutions/articles/101000507032-what-are-the-fees-"
        },
        {
          "key": "fee-free-allowance-gbp",
          "label": "Amount exchanged each month before the percentage fee applies",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://support.atlantic.money/en/support/solutions/articles/101000507032-what-are-the-fees-"
        },
        {
          "key": "plan-fee-gbp",
          "label": "Plan fee per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://support.atlantic.money/en/support/solutions/articles/101000507032-what-are-the-fees-"
        },
        {
          "key": "rate-basis",
          "label": "Exchange rate used",
          "value": "Mid-market rate, no margin",
          "unit": null,
          "checked": "2026-10",
          "source": "https://atlantic.money/"
        },
        {
          "key": "largest-online",
          "label": "Largest transfer online",
          "value": "£1,000,000 per transfer",
          "unit": null,
          "checked": "2026-10",
          "source": "https://atlantic.money/"
        }
      ]
    },
    {
      "id": "transfers-wise",
      "section": "transfers",
      "name": "Wise",
      "provider": "Wise",
      "providerUrl": "https://wise.com/gb/large-amounts/",
      "url": "https://pointsarchitect.com/transfers/wise",
      "figures": [
        {
          "key": "fee-pct-bps",
          "label": "Percentage fee on the amount sent",
          "value": 32.9,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://wise.com/gb/pricing/send-money?sourceCurrency=GBP&targetCurrency=EUR&sourceAmount=100000"
        },
        {
          "key": "fee-fixed-gbp",
          "label": "Fixed fee per transfer",
          "value": 0.52,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://wise.com/gb/pricing/send-money?sourceCurrency=GBP&targetCurrency=EUR&sourceAmount=100000"
        },
        {
          "key": "fee-free-allowance-gbp",
          "label": "Amount exchanged each month before the percentage fee applies",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://wise.com/gb/pricing/send-money?sourceCurrency=GBP&targetCurrency=EUR&sourceAmount=100000"
        },
        {
          "key": "plan-fee-gbp",
          "label": "Plan fee per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://wise.com/gb/pricing/send-money?sourceCurrency=GBP&targetCurrency=EUR&sourceAmount=100000"
        },
        {
          "key": "rate-basis",
          "label": "Exchange rate used",
          "value": "Mid-market rate, no margin",
          "unit": null,
          "checked": "2026-10",
          "source": "https://wise.com/gb/pricing/send-money?sourceCurrency=GBP&targetCurrency=EUR&sourceAmount=100000"
        },
        {
          "key": "largest-online",
          "label": "Largest transfer online",
          "value": "20 million per transfer in GBP, EUR or USD",
          "unit": null,
          "checked": "2026-10",
          "source": "https://wise.com/help/articles/45wv6wv9Q5oHCdiYnKaHPC/how-can-i-get-wises-lowest-fee-of"
        },
        {
          "key": "volume-discount-bps",
          "label": "Fee reduction on monthly volume above the threshold",
          "value": 10,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://wise.com/help/articles/2977942/how-much-does-it-cost-to-send-large-transfers"
        },
        {
          "key": "volume-discount-from-gbp",
          "label": "Monthly volume above which the fee reduction applies",
          "value": 20000,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://wise.com/help/articles/2977942/how-much-does-it-cost-to-send-large-transfers"
        }
      ]
    },
    {
      "id": "transfers-revolut-premium",
      "section": "transfers",
      "name": "Revolut Premium",
      "provider": "Revolut",
      "providerUrl": "https://www.revolut.com/money-transfer/large-amounts/",
      "url": "https://pointsarchitect.com/transfers/revolut-premium",
      "figures": [
        {
          "key": "fee-pct-bps",
          "label": "Percentage fee on the amount sent",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/premium-fees/"
        },
        {
          "key": "fee-fixed-gbp",
          "label": "Fixed fee per transfer",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/money-transfer/large-amounts/"
        },
        {
          "key": "fee-free-allowance-gbp",
          "label": "Amount exchanged each month before the percentage fee applies",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/premium-fees/"
        },
        {
          "key": "plan-fee-gbp",
          "label": "Plan fee per month",
          "value": 7.99,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/premium-fees/"
        },
        {
          "key": "rate-basis",
          "label": "Exchange rate used",
          "value": "Its own rate, not stated against a benchmark",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/money-transfer/large-amounts/"
        },
        {
          "key": "largest-online",
          "label": "Largest transfer online",
          "value": "No limit for most currencies",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/money-transfer/large-amounts/"
        }
      ]
    },
    {
      "id": "transfers-revolut-metal",
      "section": "transfers",
      "name": "Revolut Metal",
      "provider": "Revolut",
      "providerUrl": "https://www.revolut.com/money-transfer/large-amounts/",
      "url": "https://pointsarchitect.com/transfers/revolut-metal",
      "figures": [
        {
          "key": "fee-pct-bps",
          "label": "Percentage fee on the amount sent",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/metal-fees/"
        },
        {
          "key": "fee-fixed-gbp",
          "label": "Fixed fee per transfer",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/money-transfer/large-amounts/"
        },
        {
          "key": "fee-free-allowance-gbp",
          "label": "Amount exchanged each month before the percentage fee applies",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/metal-fees/"
        },
        {
          "key": "plan-fee-gbp",
          "label": "Plan fee per month",
          "value": 14.99,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/metal-fees/"
        },
        {
          "key": "rate-basis",
          "label": "Exchange rate used",
          "value": "Its own rate, not stated against a benchmark",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/money-transfer/large-amounts/"
        },
        {
          "key": "largest-online",
          "label": "Largest transfer online",
          "value": "No limit for most currencies",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/money-transfer/large-amounts/"
        }
      ]
    },
    {
      "id": "transfers-starling",
      "section": "transfers",
      "name": "Starling",
      "provider": "Starling Bank",
      "providerUrl": "https://www.starlingbank.com/send-money-abroad/",
      "url": "https://pointsarchitect.com/transfers/starling",
      "figures": [
        {
          "key": "fee-pct-bps",
          "label": "Percentage fee on the amount sent",
          "value": 40,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.starlingbank.com/send-money-abroad/country-fees/"
        },
        {
          "key": "fee-fixed-gbp",
          "label": "Fixed fee per transfer",
          "value": 0.3,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.starlingbank.com/send-money-abroad/country-fees/"
        },
        {
          "key": "fee-free-allowance-gbp",
          "label": "Amount exchanged each month before the percentage fee applies",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.starlingbank.com/send-money-abroad/country-fees/"
        },
        {
          "key": "plan-fee-gbp",
          "label": "Plan fee per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.starlingbank.com/send-money-abroad/country-fees/"
        },
        {
          "key": "rate-basis",
          "label": "Exchange rate used",
          "value": "The market rate it is charged",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.starlingbank.com/send-money-abroad/"
        },
        {
          "key": "largest-online",
          "label": "Largest transfer online",
          "value": "Not published; shown in the app",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.starlingbank.com/send-money-abroad/"
        }
      ]
    },
    {
      "id": "transfers-revolut-plus",
      "section": "transfers",
      "name": "Revolut Plus",
      "provider": "Revolut",
      "providerUrl": "https://www.revolut.com/money-transfer/large-amounts/",
      "url": "https://pointsarchitect.com/transfers/revolut-plus",
      "figures": [
        {
          "key": "fee-pct-bps",
          "label": "Percentage fee on the amount sent",
          "value": 50,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/plus-fees/"
        },
        {
          "key": "fee-fixed-gbp",
          "label": "Fixed fee per transfer",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/money-transfer/large-amounts/"
        },
        {
          "key": "fee-free-allowance-gbp",
          "label": "Amount exchanged each month before the percentage fee applies",
          "value": 3000,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/plus-fees/"
        },
        {
          "key": "plan-fee-gbp",
          "label": "Plan fee per month",
          "value": 3.99,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/plus-fees/"
        },
        {
          "key": "rate-basis",
          "label": "Exchange rate used",
          "value": "Its own rate, not stated against a benchmark",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/money-transfer/large-amounts/"
        },
        {
          "key": "largest-online",
          "label": "Largest transfer online",
          "value": "No limit for most currencies",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/money-transfer/large-amounts/"
        }
      ]
    },
    {
      "id": "transfers-monzo",
      "section": "transfers",
      "name": "Monzo",
      "provider": "Monzo Bank",
      "providerUrl": "https://monzo.com/features/send-money-abroad",
      "url": "https://pointsarchitect.com/transfers/monzo",
      "figures": [
        {
          "key": "fee-pct-bps",
          "label": "Percentage fee on the amount sent",
          "value": 65,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://monzo.com/legal/files/international-payments/international-fees-document-1.0.pdf"
        },
        {
          "key": "fee-fixed-gbp",
          "label": "Fixed fee per transfer",
          "value": 0.31,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://monzo.com/legal/files/international-payments/international-fees-document-1.0.pdf"
        },
        {
          "key": "fee-free-allowance-gbp",
          "label": "Amount exchanged each month before the percentage fee applies",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://monzo.com/legal/files/international-payments/international-fees-document-1.0.pdf"
        },
        {
          "key": "plan-fee-gbp",
          "label": "Plan fee per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://monzo.com/legal/files/international-payments/international-fees-document-1.0.pdf"
        },
        {
          "key": "rate-basis",
          "label": "Exchange rate used",
          "value": "Usually the mid-market rate",
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/legal/files/international-payments/international-fees-document-1.0.pdf"
        },
        {
          "key": "largest-online",
          "label": "Largest transfer online",
          "value": "€6,000,000 per euro payment",
          "unit": null,
          "checked": "2026-10",
          "source": "https://monzo.com/help/payments-getting-started/sending-eur-payments"
        }
      ]
    },
    {
      "id": "transfers-revolut-standard",
      "section": "transfers",
      "name": "Revolut Standard",
      "provider": "Revolut",
      "providerUrl": "https://www.revolut.com/money-transfer/large-amounts/",
      "url": "https://pointsarchitect.com/transfers/revolut-standard",
      "figures": [
        {
          "key": "fee-pct-bps",
          "label": "Percentage fee on the amount sent",
          "value": 100,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/standard-fees/"
        },
        {
          "key": "fee-fixed-gbp",
          "label": "Fixed fee per transfer",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/money-transfer/large-amounts/"
        },
        {
          "key": "fee-free-allowance-gbp",
          "label": "Amount exchanged each month before the percentage fee applies",
          "value": 1000,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/standard-fees/"
        },
        {
          "key": "plan-fee-gbp",
          "label": "Plan fee per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.revolut.com/en-GB/legal/standard-fees/"
        },
        {
          "key": "rate-basis",
          "label": "Exchange rate used",
          "value": "Its own rate, not stated against a benchmark",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/money-transfer/large-amounts/"
        },
        {
          "key": "largest-online",
          "label": "Largest transfer online",
          "value": "No limit for most currencies",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/money-transfer/large-amounts/"
        }
      ]
    },
    {
      "id": "transfers-lloyds",
      "section": "transfers",
      "name": "Lloyds Bank",
      "provider": "Lloyds Bank",
      "providerUrl": "https://www.lloydsbank.com/help-guidance/everyday-banking/payments-and-transfers/send-international-payment.html",
      "url": "https://pointsarchitect.com/transfers/lloyds",
      "figures": [
        {
          "key": "fee-pct-bps",
          "label": "Percentage fee on the amount sent",
          "value": 0,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.lloydsbank.com/help-guidance/everyday-banking/payments-and-transfers/send-international-payment.html"
        },
        {
          "key": "fee-fixed-gbp",
          "label": "Fixed fee per transfer",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.lloydsbank.com/help-guidance/everyday-banking/payments-and-transfers/send-international-payment.html"
        },
        {
          "key": "fee-free-allowance-gbp",
          "label": "Amount exchanged each month before the percentage fee applies",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.lloydsbank.com/help-guidance/everyday-banking/payments-and-transfers/send-international-payment.html"
        },
        {
          "key": "plan-fee-gbp",
          "label": "Plan fee per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.lloydsbank.com/help-guidance/everyday-banking/payments-and-transfers/send-international-payment.html"
        },
        {
          "key": "rate-basis",
          "label": "Exchange rate used",
          "value": "Wholesale rate plus a published margin",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.lloydsbank.com/help-guidance/everyday-banking/payments-and-transfers/send-international-payment.html"
        },
        {
          "key": "largest-online",
          "label": "Largest transfer online",
          "value": "£100,000 a day",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.lloydsbank.com/help-guidance/everyday-banking/payments-and-transfers/send-international-payment.html"
        },
        {
          "key": "margin-bps",
          "label": "Published margin over the wholesale rate at £100,000",
          "value": 210,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.lloydsbank.com/help-guidance/everyday-banking/payments-and-transfers/send-international-payment.html"
        }
      ]
    },
    {
      "id": "business-fx-wise",
      "section": "business-fx",
      "name": "Wise Business",
      "provider": "Wise",
      "providerUrl": "https://wise.com/gb/business/",
      "url": "https://pointsarchitect.com/business-fx/wise-business",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://wise.com/gb/pricing/business"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 50,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://wise.com/gb/pricing/business"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 35,
          "unit": "bps",
          "checked": "2026-09",
          "source": "https://wise.com/gb/pricing/send-money?sourceCurrency=GBP&targetCurrency=USD&sourceAmount=10000"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://wise.com/gb/pricing/send-money?sourceCurrency=GBP&targetCurrency=USD&sourceAmount=10000"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://wise.com/gb/pricing/send-money?sourceCurrency=GBP&targetCurrency=USD&sourceAmount=10000"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "Mid-market rate, fee charged separately",
          "unit": null,
          "checked": "2026-09",
          "source": "https://wise.com/gb/pricing/send-money?sourceCurrency=GBP&targetCurrency=USD&sourceAmount=10000"
        }
      ]
    },
    {
      "id": "business-fx-airwallex",
      "section": "business-fx",
      "name": "Airwallex Explore",
      "provider": "Airwallex",
      "providerUrl": "https://www.airwallex.com/uk",
      "url": "https://pointsarchitect.com/business-fx/airwallex",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 19,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.airwallex.com/uk/pricing"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.airwallex.com/uk/pricing"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 50,
          "unit": "bps",
          "checked": "2026-09",
          "source": "https://www.airwallex.com/uk/pricing"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.airwallex.com/uk/pricing"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.airwallex.com/uk/pricing"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "Interbank rate",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.airwallex.com/uk/pricing"
        }
      ]
    },
    {
      "id": "business-fx-revolut-basic",
      "section": "business-fx",
      "name": "Revolut Business Basic",
      "provider": "Revolut",
      "providerUrl": "https://www.revolut.com/business/",
      "url": "https://pointsarchitect.com/business-fx/revolut-business-basic",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 10,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.revolut.com/legal/business-basic-fees/"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.revolut.com/legal/business-basic-fees/"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 60,
          "unit": "bps",
          "checked": "2026-09",
          "source": "https://www.revolut.com/legal/business-basic-fees/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 1000,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.revolut.com/legal/business-basic-fees/"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 5,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.revolut.com/legal/business-basic-fees/"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "Interbank rate; 0.6% fee applies above the allowance",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/legal/business-basic-fees/"
        }
      ]
    },
    {
      "id": "business-fx-revolut-grow",
      "section": "business-fx",
      "name": "Revolut Business Grow",
      "provider": "Revolut",
      "providerUrl": "https://www.revolut.com/business/",
      "url": "https://pointsarchitect.com/business-fx/revolut-business-grow",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 35,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.revolut.com/legal/business-grow-fees/"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.revolut.com/legal/business-grow-fees/"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 60,
          "unit": "bps",
          "checked": "2026-09",
          "source": "https://www.revolut.com/legal/business-grow-fees/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 15000,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.revolut.com/legal/business-grow-fees/"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.revolut.com/legal/business-grow-fees/"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "Interbank rate; 0.6% fee applies above the allowance",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.revolut.com/legal/business-grow-fees/"
        },
        {
          "key": "payments-included-monthly",
          "label": "International payments included per month",
          "value": 5,
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.revolut.com/legal/business-grow-fees/"
        },
        {
          "key": "extra-payment-fee-gbp",
          "label": "Fee per international payment beyond those included",
          "value": 5,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.revolut.com/legal/business-grow-fees/"
        }
      ]
    },
    {
      "id": "business-fx-starling",
      "section": "business-fx",
      "name": "Starling Business",
      "provider": "Starling Bank",
      "providerUrl": "https://www.starlingbank.com/business-account/",
      "url": "https://pointsarchitect.com/business-fx/starling-business",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.starlingbank.com/docs/legal/account/starling-business-soletrader-account-schedule-and-rfc-apr-2026.pdf"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://www.starlingbank.com/docs/legal/account/starling-business-soletrader-account-schedule-and-rfc-apr-2026.pdf"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 40,
          "unit": "bps",
          "checked": "2026-09",
          "source": "https://help.starlingbank.com/business/topics/sending-and-receiving-money/how-much-does-it-cost-to-make-an-international-payment/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://help.starlingbank.com/business/topics/sending-and-receiving-money/how-much-does-it-cost-to-make-an-international-payment/"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 5.5,
          "unit": "GBP",
          "checked": "2026-09",
          "source": "https://help.starlingbank.com/business/topics/sending-and-receiving-money/how-much-does-it-cost-to-make-an-international-payment/"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "Starling's rate, fee charged separately",
          "unit": null,
          "checked": "2026-09",
          "source": "https://help.starlingbank.com/business/topics/sending-and-receiving-money/how-much-does-it-cost-to-make-an-international-payment/"
        }
      ]
    },
    {
      "id": "business-fx-airwallex-grow",
      "section": "business-fx",
      "name": "Airwallex Grow",
      "provider": "Airwallex",
      "providerUrl": "https://www.airwallex.com/uk",
      "url": "https://pointsarchitect.com/business-fx/airwallex-grow",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 49,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.airwallex.com/uk/pricing"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.airwallex.com/uk/pricing"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 50,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.airwallex.com/uk/pricing"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.airwallex.com/uk/pricing"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.airwallex.com/uk/pricing"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "Interbank rate",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.airwallex.com/uk/pricing"
        }
      ]
    },
    {
      "id": "business-fx-tide-free",
      "section": "business-fx",
      "name": "Tide Free",
      "provider": "Tide",
      "providerUrl": "https://www.tide.co/",
      "url": "https://pointsarchitect.com/business-fx/tide-free",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/pricing/"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/pricing/"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 150,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 1,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "Tide's rate; the base the markup is added to is not stated",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        }
      ]
    },
    {
      "id": "business-fx-tide-smart",
      "section": "business-fx",
      "name": "Tide Smart",
      "provider": "Tide",
      "providerUrl": "https://www.tide.co/",
      "url": "https://pointsarchitect.com/business-fx/tide-smart",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 12.49,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/pricing/"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/pricing/"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 125,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 0.5,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "Tide's rate; the base the markup is added to is not stated",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        }
      ]
    },
    {
      "id": "business-fx-tide-pro",
      "section": "business-fx",
      "name": "Tide Pro",
      "provider": "Tide",
      "providerUrl": "https://www.tide.co/",
      "url": "https://pointsarchitect.com/business-fx/tide-pro",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 27.49,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/pricing/"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/pricing/"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 75,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "Tide's rate; the base the markup is added to is not stated",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        }
      ]
    },
    {
      "id": "business-fx-tide-max",
      "section": "business-fx",
      "name": "Tide Max",
      "provider": "Tide",
      "providerUrl": "https://www.tide.co/",
      "url": "https://pointsarchitect.com/business-fx/tide-max",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 69.99,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/pricing/"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/pricing/"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 50,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "Tide's rate; the base the markup is added to is not stated",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.tide.co/support/features/payments/what-foreign-exchange-rate-will-be-used-to-convert-usd-payments-that-i-send/"
        }
      ]
    },
    {
      "id": "business-fx-anna-grow",
      "section": "business-fx",
      "name": "ANNA Grow",
      "provider": "ANNA Money",
      "providerUrl": "https://anna.money/",
      "url": "https://pointsarchitect.com/business-fx/anna-grow",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 12.9,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 100,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 5,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "ANNA's rate; the base the fee is added to is not stated",
          "unit": null,
          "checked": "2026-10",
          "source": "https://anna.money/business-account/international-business-payments/"
        }
      ]
    },
    {
      "id": "business-fx-anna-business",
      "section": "business-fx",
      "name": "ANNA Business",
      "provider": "ANNA Money",
      "providerUrl": "https://anna.money/",
      "url": "https://pointsarchitect.com/business-fx/anna-business",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 22.9,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 100,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "ANNA's rate; the base the fee is added to is not stated",
          "unit": null,
          "checked": "2026-10",
          "source": "https://anna.money/business-account/international-business-payments/"
        }
      ]
    },
    {
      "id": "business-fx-anna-big-business",
      "section": "business-fx",
      "name": "ANNA Big Business",
      "provider": "ANNA Money",
      "providerUrl": "https://anna.money/",
      "url": "https://pointsarchitect.com/business-fx/anna-big-business",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 59.9,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 50,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://anna.money/pricing/"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "ANNA's rate; the base the fee is added to is not stated",
          "unit": null,
          "checked": "2026-10",
          "source": "https://anna.money/business-account/international-business-payments/"
        }
      ]
    },
    {
      "id": "business-fx-lloyds-business",
      "section": "business-fx",
      "name": "Lloyds Bank Business",
      "provider": "Lloyds Bank",
      "providerUrl": "https://www.lloydsbank.com/business/",
      "url": "https://pointsarchitect.com/business-fx/lloyds-business",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 10,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.lloydsbank.com/business/business-accounts.html"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.lloydsbank.com/business/business-accounts.html"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 260,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.lloydsbank.com/business/fx-margins.html"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.lloydsbank.com/business/fx-margins.html"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 15,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.lloydsbank.com/business/retail-business/rates-and-charges/international-services-rates-and-charges.html"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "Wholesale rate plus a published margin",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.lloydsbank.com/business/fx-margins.html"
        }
      ]
    },
    {
      "id": "business-fx-santander-business",
      "section": "business-fx",
      "name": "Santander Business",
      "provider": "Santander UK",
      "providerUrl": "https://www.santander.co.uk/business",
      "url": "https://pointsarchitect.com/business-fx/santander-business",
      "figures": [
        {
          "key": "monthly-fee-gbp",
          "label": "Plan fee",
          "value": 7.5,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.santander.co.uk/assets/s3fs-public/AD_documents/Business_Current_Account_Key_Facts_Document_ANB90420FEB25IPGCDT.pdf"
        },
        {
          "key": "setup-fee-gbp",
          "label": "One-time set-up fee",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.santander.co.uk/assets/s3fs-public/AD_documents/Business_Current_Account_Key_Facts_Document_ANB90420FEB25IPGCDT.pdf"
        },
        {
          "key": "fx-margin-bps",
          "label": "Conversion margin, GBP to USD",
          "value": 300,
          "unit": "bps",
          "checked": "2026-10",
          "source": "https://www.santander.co.uk/business/support/payments/making-international-payments/"
        },
        {
          "key": "fx-free-allowance-gbp",
          "label": "Margin-free allowance per month",
          "value": 0,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.santander.co.uk/business/support/payments/making-international-payments/"
        },
        {
          "key": "transfer-fee-gbp",
          "label": "Fee per international payment",
          "value": 25,
          "unit": "GBP",
          "checked": "2026-10",
          "source": "https://www.santander.co.uk/business/support/payments/making-international-payments/"
        },
        {
          "key": "rate-basis",
          "label": "Rate the margin is over",
          "value": "Market providers' rate plus a published mark-up",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.santander.co.uk/business/support/payments/making-international-payments/"
        }
      ]
    },
    {
      "id": "expat-tax-expatfile",
      "section": "expat-tax",
      "name": "Expatfile Standard",
      "provider": "Expatfile",
      "providerUrl": "https://www.expatfile.tax/",
      "url": "https://pointsarchitect.com/expat-tax/expatfile",
      "figures": [
        {
          "key": "federal-return-usd",
          "label": "Federal expat return",
          "value": 119,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.expatfile.tax/pricing"
        },
        {
          "key": "fbar-fee-usd",
          "label": "FBAR fee",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.expatfile.tax/pricing"
        },
        {
          "key": "fbar-basis",
          "label": "FBAR",
          "value": "Instructions only; you file it",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.expatfile.tax/pricing"
        },
        {
          "key": "service-type",
          "label": "Who prepares it",
          "value": "Software; you prepare it",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.expatfile.tax/pricing"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Flat",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.expatfile.tax/pricing"
        },
        {
          "key": "streamlined-usd",
          "label": "Streamlined catch-up package",
          "value": 699,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.expatfile.tax/pricing"
        },
        {
          "key": "streamlined-basis",
          "label": "What the Streamlined package covers",
          "value": "Package: all required prior-year returns and up to 6 FBARs, with a Form 14653 statement; Premier $819, Investor $939",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.expatfile.tax/pricing"
        }
      ]
    },
    {
      "id": "expat-tax-myexpattaxes",
      "section": "expat-tax",
      "name": "MyExpatTaxes Base",
      "provider": "MyExpatTaxes",
      "providerUrl": "https://www.myexpattaxes.com/",
      "url": "https://pointsarchitect.com/expat-tax/myexpattaxes",
      "figures": [
        {
          "key": "federal-return-usd",
          "label": "Federal expat return",
          "value": 175,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.myexpattaxes.com/pricing/"
        },
        {
          "key": "fbar-fee-usd",
          "label": "FBAR fee",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.myexpattaxes.com/pricing/"
        },
        {
          "key": "fbar-basis",
          "label": "FBAR",
          "value": "Included",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.myexpattaxes.com/pricing/"
        },
        {
          "key": "service-type",
          "label": "Who prepares it",
          "value": "Software; you prepare it",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.myexpattaxes.com/pricing/"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Flat",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.myexpattaxes.com/pricing/"
        },
        {
          "key": "streamlined-usd",
          "label": "Streamlined catch-up package",
          "value": 875,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.myexpattaxes.com/pricing/"
        },
        {
          "key": "streamlined-basis",
          "label": "What the Streamlined package covers",
          "value": "Package: up to 4 federal returns and 6 FBARs, the current year included",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.myexpattaxes.com/pricing/"
        }
      ]
    },
    {
      "id": "expat-tax-hr-block",
      "section": "expat-tax",
      "name": "H&R Block Expat, with an advisor",
      "provider": "H&R Block",
      "providerUrl": "https://www.hrblock.com/expat-tax-preparation/",
      "url": "https://pointsarchitect.com/expat-tax/hr-block-expat",
      "figures": [
        {
          "key": "federal-return-usd",
          "label": "Federal expat return",
          "value": 259,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.hrblock.com/expat-tax-preparation/"
        },
        {
          "key": "fbar-fee-usd",
          "label": "FBAR fee",
          "value": 99,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.hrblock.com/expat-tax-preparation/"
        },
        {
          "key": "fbar-basis",
          "label": "FBAR",
          "value": "$99 extra",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.hrblock.com/expat-tax-preparation/"
        },
        {
          "key": "service-type",
          "label": "Who prepares it",
          "value": "Prepared by a tax advisor",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.hrblock.com/expat-tax-preparation/"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Starting at",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.hrblock.com/expat-tax-preparation/"
        },
        {
          "key": "streamlined-usd",
          "label": "Streamlined catch-up package",
          "value": "Not published",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.hrblock.com/expat-tax-preparation/"
        },
        {
          "key": "streamlined-basis",
          "label": "What the Streamlined package covers",
          "value": "No Streamlined price on the expat pricing page",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.hrblock.com/expat-tax-preparation/"
        }
      ]
    },
    {
      "id": "expat-tax-taxes-for-expats",
      "section": "expat-tax",
      "name": "Taxes for Expats",
      "provider": "Taxes for Expats",
      "providerUrl": "https://www.taxesforexpats.com/",
      "url": "https://pointsarchitect.com/expat-tax/taxes-for-expats",
      "figures": [
        {
          "key": "federal-return-usd",
          "label": "Federal expat return",
          "value": 450,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.taxesforexpats.com/pricing/"
        },
        {
          "key": "fbar-fee-usd",
          "label": "FBAR fee",
          "value": 85,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.taxesforexpats.com/pricing/"
        },
        {
          "key": "fbar-basis",
          "label": "FBAR",
          "value": "$85 extra",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.taxesforexpats.com/pricing/"
        },
        {
          "key": "service-type",
          "label": "Who prepares it",
          "value": "Prepared by a tax professional",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.taxesforexpats.com/pricing/"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Base price",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.taxesforexpats.com/pricing/"
        },
        {
          "key": "streamlined-usd",
          "label": "Streamlined catch-up package",
          "value": 1450,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.taxesforexpats.com/pricing/"
        },
        {
          "key": "streamlined-basis",
          "label": "What the Streamlined package covers",
          "value": "Package: 3 returns and 6 FBARs; $1,650 if income is over $100,000; non-willful certification extra",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.taxesforexpats.com/pricing/"
        }
      ]
    },
    {
      "id": "expat-tax-greenback",
      "section": "expat-tax",
      "name": "Greenback Expat Tax Services",
      "provider": "Greenback",
      "providerUrl": "https://www.greenbacktaxservices.com/",
      "url": "https://pointsarchitect.com/expat-tax/greenback",
      "figures": [
        {
          "key": "federal-return-usd",
          "label": "Federal expat return",
          "value": 565,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.greenbacktaxservices.com/pricing/"
        },
        {
          "key": "fbar-fee-usd",
          "label": "FBAR fee",
          "value": 125,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.greenbacktaxservices.com/pricing/"
        },
        {
          "key": "fbar-basis",
          "label": "FBAR",
          "value": "$125 extra (up to 5 accounts)",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.greenbacktaxservices.com/pricing/"
        },
        {
          "key": "service-type",
          "label": "Who prepares it",
          "value": "Prepared by a tax professional",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.greenbacktaxservices.com/pricing/"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Flat",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.greenbacktaxservices.com/pricing/"
        },
        {
          "key": "streamlined-usd",
          "label": "Streamlined catch-up package",
          "value": 1750,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.greenbacktaxservices.com/pricing/"
        },
        {
          "key": "streamlined-basis",
          "label": "What the Streamlined package covers",
          "value": "Package: 3 returns, 6 FBARs (5 accounts each, $60 per 5 more) and help with Form 14653",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.greenbacktaxservices.com/pricing/"
        }
      ]
    },
    {
      "id": "expat-tax-brighttax",
      "section": "expat-tax",
      "name": "Bright!Tax",
      "provider": "Bright!Tax",
      "providerUrl": "https://brighttax.com/",
      "url": "https://pointsarchitect.com/expat-tax/brighttax",
      "figures": [
        {
          "key": "federal-return-usd",
          "label": "Federal expat return",
          "value": 800,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://brighttax.com/fees/"
        },
        {
          "key": "fbar-fee-usd",
          "label": "FBAR fee",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://brighttax.com/fees/"
        },
        {
          "key": "fbar-basis",
          "label": "FBAR",
          "value": "Included, any number of accounts",
          "unit": null,
          "checked": "2026-09",
          "source": "https://brighttax.com/fees/"
        },
        {
          "key": "service-type",
          "label": "Who prepares it",
          "value": "Prepared by a tax professional",
          "unit": null,
          "checked": "2026-09",
          "source": "https://brighttax.com/fees/"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Starting at",
          "unit": null,
          "checked": "2026-09",
          "source": "https://brighttax.com/fees/"
        },
        {
          "key": "streamlined-usd",
          "label": "Streamlined catch-up package",
          "value": 1860,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://brighttax.com/fees/"
        },
        {
          "key": "streamlined-basis",
          "label": "What the Streamlined package covers",
          "value": "Starting at: 3 returns, up to 6 FBARs and Form 14653",
          "unit": null,
          "checked": "2026-09",
          "source": "https://brighttax.com/fees/"
        }
      ]
    },
    {
      "id": "expat-tax-1040-abroad",
      "section": "expat-tax",
      "name": "1040 Abroad",
      "provider": "1040 Abroad",
      "providerUrl": "https://1040abroad.com/",
      "url": "https://pointsarchitect.com/expat-tax/1040-abroad",
      "figures": [
        {
          "key": "federal-return-usd",
          "label": "Federal expat return",
          "value": 500,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://1040abroad.com/services/federal-tax-return-preparation-and-filing/"
        },
        {
          "key": "fbar-fee-usd",
          "label": "FBAR fee",
          "value": 100,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://1040abroad.com/services/fbar-filing-report-of-foreign-bank-and-financial-accounts/"
        },
        {
          "key": "fbar-basis",
          "label": "FBAR",
          "value": "$100 per FBAR, any number of accounts",
          "unit": null,
          "checked": "2026-10",
          "source": "https://1040abroad.com/services/fbar-filing-report-of-foreign-bank-and-financial-accounts/"
        },
        {
          "key": "service-type",
          "label": "Who prepares it",
          "value": "Prepared by a tax professional",
          "unit": null,
          "checked": "2026-10",
          "source": "https://1040abroad.com/services/federal-tax-return-preparation-and-filing/"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Flat fee",
          "unit": null,
          "checked": "2026-10",
          "source": "https://1040abroad.com/services/federal-tax-return-preparation-and-filing/"
        },
        {
          "key": "streamlined-usd",
          "label": "Streamlined catch-up package",
          "value": 1800,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://1040abroad.com/services/"
        },
        {
          "key": "streamlined-basis",
          "label": "What the Streamlined package covers",
          "value": "Package: 3 returns, 6 FBARs and Form 14653",
          "unit": null,
          "checked": "2026-10",
          "source": "https://1040abroad.com/services/"
        }
      ]
    },
    {
      "id": "expat-tax-expat-tax-cpas",
      "section": "expat-tax",
      "name": "Expat Tax CPAs",
      "provider": "Expat Tax CPAs",
      "providerUrl": "https://www.expattaxcpas.com/",
      "url": "https://pointsarchitect.com/expat-tax/expat-tax-cpas",
      "figures": [
        {
          "key": "federal-return-usd",
          "label": "Federal expat return",
          "value": 285,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.expattaxcpas.com/new/our-fees/"
        },
        {
          "key": "fbar-fee-usd",
          "label": "FBAR fee",
          "value": 85,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.expattaxcpas.com/new/our-fees/"
        },
        {
          "key": "fbar-basis",
          "label": "FBAR",
          "value": "$85 for up to 5 accounts",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.expattaxcpas.com/new/our-fees/"
        },
        {
          "key": "service-type",
          "label": "Who prepares it",
          "value": "Prepared by a CPA firm",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.expattaxcpas.com/new/our-fees/"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Base fee",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.expattaxcpas.com/new/our-fees/"
        },
        {
          "key": "streamlined-usd",
          "label": "Streamlined catch-up package",
          "value": 1475,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.expattaxcpas.com/new/our-fees/"
        },
        {
          "key": "streamlined-basis",
          "label": "What the Streamlined package covers",
          "value": "Flat fee: 3 returns, 6 FBARs and the non-willful statement",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.expattaxcpas.com/new/our-fees/"
        }
      ]
    },
    {
      "id": "expat-tax-expat-cpa",
      "section": "expat-tax",
      "name": "Expat CPA",
      "provider": "Expat CPA",
      "providerUrl": "https://www.expatcpa.com/",
      "url": "https://pointsarchitect.com/expat-tax/expat-cpa",
      "figures": [
        {
          "key": "federal-return-usd",
          "label": "Federal expat return",
          "value": 389,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.expatcpa.com/how-it-works/pricing/"
        },
        {
          "key": "fbar-fee-usd",
          "label": "FBAR fee",
          "value": 119,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.expatcpa.com/how-it-works/pricing/"
        },
        {
          "key": "fbar-basis",
          "label": "FBAR",
          "value": "$119 per FBAR",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.expatcpa.com/how-it-works/pricing/"
        },
        {
          "key": "service-type",
          "label": "Who prepares it",
          "value": "Prepared by a CPA",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.expatcpa.com/how-it-works/pricing/"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Flat fee (exclusion route; tax credit $165 extra)",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.expatcpa.com/how-it-works/pricing/"
        },
        {
          "key": "streamlined-usd",
          "label": "Streamlined catch-up package",
          "value": "Not published",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.expatcpa.com/services/streamlined-procedure/"
        },
        {
          "key": "streamlined-basis",
          "label": "What the Streamlined package covers",
          "value": "No flat fee; estimate on request",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.expatcpa.com/services/streamlined-procedure/"
        }
      ]
    },
    {
      "id": "expat-tax-expattax-com",
      "section": "expat-tax",
      "name": "ExpatTax.com",
      "provider": "Capital Tax",
      "providerUrl": "https://expattax.com/",
      "url": "https://pointsarchitect.com/expat-tax/expattax-com",
      "figures": [
        {
          "key": "federal-return-usd",
          "label": "Federal expat return",
          "value": 650,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://expattax.com/pricing/"
        },
        {
          "key": "fbar-fee-usd",
          "label": "FBAR fee",
          "value": 100,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://expattax.com/pricing/"
        },
        {
          "key": "fbar-basis",
          "label": "FBAR",
          "value": "From $100 per FBAR",
          "unit": null,
          "checked": "2026-10",
          "source": "https://expattax.com/pricing/"
        },
        {
          "key": "service-type",
          "label": "Who prepares it",
          "value": "Prepared by a tax professional",
          "unit": null,
          "checked": "2026-10",
          "source": "https://expattax.com/pricing/"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-10",
          "source": "https://expattax.com/pricing/"
        },
        {
          "key": "streamlined-usd",
          "label": "Streamlined catch-up package",
          "value": "Not published",
          "unit": null,
          "checked": "2026-10",
          "source": "https://expattax.com/pricing/"
        },
        {
          "key": "streamlined-basis",
          "label": "What the Streamlined package covers",
          "value": "Eligibility described; no price",
          "unit": null,
          "checked": "2026-10",
          "source": "https://expattax.com/pricing/"
        }
      ]
    },
    {
      "id": "contractor-payments-deel",
      "section": "contractor-payments",
      "name": "Deel",
      "provider": "Deel",
      "providerUrl": "https://www.deel.com/",
      "url": "https://pointsarchitect.com/contractor-payments/deel",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 49,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.deel.com/pricing/"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Monthly",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.deel.com/pricing/"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 599,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.deel.com/pricing/"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Monthly",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.deel.com/pricing/"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "150+",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.deel.com/pricing/"
        }
      ]
    },
    {
      "id": "contractor-payments-remote",
      "section": "contractor-payments",
      "name": "Remote",
      "provider": "Remote",
      "providerUrl": "https://remote.com/",
      "url": "https://pointsarchitect.com/contractor-payments/remote",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 29,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://remote.com/pricing"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Monthly",
          "unit": null,
          "checked": "2026-09",
          "source": "https://remote.com/pricing"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 699,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://remote.com/pricing"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Monthly",
          "unit": null,
          "checked": "2026-09",
          "source": "https://remote.com/pricing"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "90+ (EOR)",
          "unit": null,
          "checked": "2026-09",
          "source": "https://remote.com/pricing"
        }
      ]
    },
    {
      "id": "contractor-payments-oyster",
      "section": "contractor-payments",
      "name": "Oyster",
      "provider": "Oyster",
      "providerUrl": "https://www.oysterhr.com/",
      "url": "https://pointsarchitect.com/contractor-payments/oyster",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 29,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.oysterhr.com/pricing"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Monthly, after a 30-day free period",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.oysterhr.com/pricing"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 699,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.oysterhr.com/pricing"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Monthly; annual discount not priced",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.oysterhr.com/pricing"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "120+ (EOR), 180+ (contractors)",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.oysterhr.com/pricing"
        }
      ]
    },
    {
      "id": "contractor-payments-multiplier",
      "section": "contractor-payments",
      "name": "Multiplier",
      "provider": "Multiplier",
      "providerUrl": "https://www.usemultiplier.com/",
      "url": "https://pointsarchitect.com/contractor-payments/multiplier",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 40,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.usemultiplier.com/pricing"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Billed annually",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.usemultiplier.com/pricing"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 459,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.usemultiplier.com/pricing"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Billed annually (Core plan); add-ons may apply",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.usemultiplier.com/pricing"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "160+",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.usemultiplier.com/pricing"
        }
      ]
    },
    {
      "id": "contractor-payments-papaya",
      "section": "contractor-payments",
      "name": "Papaya Global",
      "provider": "Papaya Global",
      "providerUrl": "https://www.papayaglobal.com/",
      "url": "https://pointsarchitect.com/contractor-payments/papaya-global",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 2,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.papayaglobal.com/pricing/"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.papayaglobal.com/pricing/"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 650,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.papayaglobal.com/pricing/"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.papayaglobal.com/pricing/"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "160+",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.papayaglobal.com/pricing/"
        }
      ]
    },
    {
      "id": "contractor-payments-native-teams",
      "section": "contractor-payments",
      "name": "Native Teams",
      "provider": "Native Teams",
      "providerUrl": "https://nativeteams.com/",
      "url": "https://pointsarchitect.com/contractor-payments/native-teams",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 19,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://nativeteams.com/pricing"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-10",
          "source": "https://nativeteams.com/pricing"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 99,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://nativeteams.com/pricing"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-10",
          "source": "https://nativeteams.com/pricing"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "95+",
          "unit": null,
          "checked": "2026-10",
          "source": "https://nativeteams.com/pricing"
        }
      ]
    },
    {
      "id": "contractor-payments-gloroots",
      "section": "contractor-payments",
      "name": "Gloroots",
      "provider": "Gloroots",
      "providerUrl": "https://www.gloroots.com/",
      "url": "https://pointsarchitect.com/contractor-payments/gloroots",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 29,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.gloroots.com/pricing"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Monthly",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.gloroots.com/pricing"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 199,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.gloroots.com/pricing"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Monthly",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.gloroots.com/pricing"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "150+",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.gloroots.com/pricing"
        }
      ]
    },
    {
      "id": "contractor-payments-remofirst",
      "section": "contractor-payments",
      "name": "RemoFirst",
      "provider": "RemoFirst",
      "providerUrl": "https://www.remofirst.com/",
      "url": "https://pointsarchitect.com/contractor-payments/remofirst",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 25,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.remofirst.com/pricing"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Monthly (Premium tier)",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.remofirst.com/pricing"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 199,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.remofirst.com/pricing"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.remofirst.com/pricing"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "185+",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.remofirst.com/pricing"
        }
      ]
    },
    {
      "id": "contractor-payments-remotepeople",
      "section": "contractor-payments",
      "name": "RemotePeople",
      "provider": "RemotePeople",
      "providerUrl": "https://remotepeople.com/",
      "url": "https://pointsarchitect.com/contractor-payments/remotepeople",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 29,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://remotepeople.com/pricing/"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-10",
          "source": "https://remotepeople.com/pricing/"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 199,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://remotepeople.com/pricing/"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Starting from (monthly Flex plan)",
          "unit": null,
          "checked": "2026-10",
          "source": "https://remotepeople.com/pricing/"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "150+",
          "unit": null,
          "checked": "2026-10",
          "source": "https://remotepeople.com/pricing/"
        }
      ]
    },
    {
      "id": "contractor-payments-payoneer-wfm",
      "section": "contractor-payments",
      "name": "Payoneer Workforce Management",
      "provider": "Payoneer (formerly Skuad)",
      "providerUrl": "https://www.skuad.io/",
      "url": "https://pointsarchitect.com/contractor-payments/payoneer-workforce-management",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 19,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.skuad.io/pricing"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.skuad.io/pricing"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 199,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.skuad.io/pricing"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.skuad.io/pricing"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "160+",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.skuad.io/pricing"
        }
      ]
    },
    {
      "id": "contractor-payments-playroll",
      "section": "contractor-payments",
      "name": "Playroll",
      "provider": "Playroll",
      "providerUrl": "https://www.playroll.com/",
      "url": "https://pointsarchitect.com/contractor-payments/playroll",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 35,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.playroll.com/pricing/employer-of-record"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Monthly",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.playroll.com/pricing/employer-of-record"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 399,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.playroll.com/pricing/employer-of-record"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.playroll.com/pricing/employer-of-record"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "180+",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.playroll.com/pricing/employer-of-record"
        }
      ]
    },
    {
      "id": "contractor-payments-plane",
      "section": "contractor-payments",
      "name": "Plane",
      "provider": "Plane",
      "providerUrl": "https://plane.com/",
      "url": "https://pointsarchitect.com/contractor-payments/plane",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 39,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://plane.com/pricing"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Monthly",
          "unit": null,
          "checked": "2026-10",
          "source": "https://plane.com/pricing"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 499,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://plane.com/pricing"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Monthly",
          "unit": null,
          "checked": "2026-10",
          "source": "https://plane.com/pricing"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "100+ (EOR)",
          "unit": null,
          "checked": "2026-10",
          "source": "https://plane.com/pricing"
        }
      ]
    },
    {
      "id": "contractor-payments-workmotion",
      "section": "contractor-payments",
      "name": "WorkMotion",
      "provider": "WorkMotion",
      "providerUrl": "https://www.workmotion.com/",
      "url": "https://pointsarchitect.com/contractor-payments/workmotion",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 31,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.workmotion.com/pricing"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.workmotion.com/pricing"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 549,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.workmotion.com/pricing"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.workmotion.com/pricing"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "160+",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.workmotion.com/pricing"
        }
      ]
    },
    {
      "id": "contractor-payments-rivermate",
      "section": "contractor-payments",
      "name": "Rivermate",
      "provider": "Rivermate",
      "providerUrl": "https://www.rivermate.com/",
      "url": "https://pointsarchitect.com/contractor-payments/rivermate",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 149,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.rivermate.com/pricing"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Starting from (contractor of record)",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.rivermate.com/pricing"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 319,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.rivermate.com/pricing"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.rivermate.com/pricing"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "180+",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.rivermate.com/pricing"
        }
      ]
    },
    {
      "id": "contractor-payments-atlas",
      "section": "contractor-payments",
      "name": "Atlas",
      "provider": "Atlas HXM",
      "providerUrl": "https://www.atlashxm.com/",
      "url": "https://pointsarchitect.com/contractor-payments/atlas",
      "figures": [
        {
          "key": "contractor-fee-usd-month",
          "label": "Contractor management, per contractor",
          "value": 199,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.atlashxm.com/pricing"
        },
        {
          "key": "contractor-billing",
          "label": "Contractor price basis",
          "value": "Monthly (agent of record)",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.atlashxm.com/pricing"
        },
        {
          "key": "eor-fee-usd-month",
          "label": "Employer of record, per employee",
          "value": 599,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.atlashxm.com/pricing"
        },
        {
          "key": "eor-billing",
          "label": "EOR price basis",
          "value": "Starting from",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.atlashxm.com/pricing"
        },
        {
          "key": "countries-published",
          "label": "Countries, as published",
          "value": "160+",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.atlashxm.com/pricing"
        }
      ]
    },
    {
      "id": "formation-northwest",
      "section": "formation",
      "name": "Northwest Registered Agent — Deluxe",
      "provider": "Northwest Registered Agent",
      "providerUrl": "https://www.northwestregisteredagent.com/llc/formation",
      "url": "https://pointsarchitect.com/formation/northwest-registered-agent",
      "figures": [
        {
          "key": "form-5472-filing",
          "label": "Form 5472 filing",
          "value": "None on pricing page",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.northwestregisteredagent.com/llc/formation"
        },
        {
          "key": "service-fee-usd",
          "label": "Formation fee",
          "value": 139,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.northwestregisteredagent.com/llc/formation"
        },
        {
          "key": "service-fee-recurring",
          "label": "Fee recurs annually",
          "value": false,
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.northwestregisteredagent.com/llc/formation"
        },
        {
          "key": "registered-agent-year-one-usd",
          "label": "Registered agent, year one",
          "value": 0,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.northwestregisteredagent.com/llc/formation"
        },
        {
          "key": "registered-agent-renewal-usd",
          "label": "Registered agent renewal",
          "value": 125,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.northwestregisteredagent.com/llc/formation"
        },
        {
          "key": "ein-included",
          "label": "EIN included",
          "value": "Deluxe and Premium tiers",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.northwestregisteredagent.com/llc/formation"
        },
        {
          "key": "formation-state",
          "label": "States available",
          "value": "Any state — priced for Wyoming",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.northwestregisteredagent.com/llc/formation"
        },
        {
          "key": "state-filing-fee-usd",
          "label": "State filing fee",
          "value": 100,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        },
        {
          "key": "state-annual-fee-usd",
          "label": "State annual fee",
          "value": 60,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        }
      ]
    },
    {
      "id": "formation-doola",
      "section": "formation",
      "name": "doola Starter",
      "provider": "doola",
      "providerUrl": "https://www.doola.com/pricing/",
      "url": "https://pointsarchitect.com/formation/doola",
      "figures": [
        {
          "key": "form-5472-filing",
          "label": "Form 5472 filing",
          "value": "In Tax and Compliance plan, $1,999/yr",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.doola.com/pricing/"
        },
        {
          "key": "service-fee-usd",
          "label": "Formation fee",
          "value": 297,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.doola.com/pricing/"
        },
        {
          "key": "service-fee-recurring",
          "label": "Fee recurs annually",
          "value": true,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.doola.com/pricing/"
        },
        {
          "key": "registered-agent-year-one-usd",
          "label": "Registered agent, year one",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.doola.com/pricing/"
        },
        {
          "key": "registered-agent-renewal-usd",
          "label": "Registered agent renewal",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.doola.com/pricing/"
        },
        {
          "key": "ein-included",
          "label": "EIN included",
          "value": "Included",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.doola.com/pricing/"
        },
        {
          "key": "formation-state",
          "label": "States available",
          "value": "Any state — priced for Wyoming",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.doola.com/pricing/"
        },
        {
          "key": "state-filing-fee-usd",
          "label": "State filing fee",
          "value": 100,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        },
        {
          "key": "state-annual-fee-usd",
          "label": "State annual fee",
          "value": 60,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        }
      ]
    },
    {
      "id": "formation-firstbase",
      "section": "formation",
      "name": "Firstbase Start",
      "provider": "Firstbase",
      "providerUrl": "https://www.firstbase.io/pricing",
      "url": "https://pointsarchitect.com/formation/firstbase",
      "figures": [
        {
          "key": "form-5472-filing",
          "label": "Form 5472 filing",
          "value": "$899/yr add-on",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.firstbase.io/pricing"
        },
        {
          "key": "service-fee-usd",
          "label": "Formation fee",
          "value": 99,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.firstbase.io/pricing"
        },
        {
          "key": "service-fee-recurring",
          "label": "Fee recurs annually",
          "value": false,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.firstbase.io/pricing"
        },
        {
          "key": "registered-agent-year-one-usd",
          "label": "Registered agent, year one",
          "value": 299,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.firstbase.io/pricing"
        },
        {
          "key": "registered-agent-renewal-usd",
          "label": "Registered agent renewal",
          "value": 299,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.firstbase.io/pricing"
        },
        {
          "key": "ein-included",
          "label": "EIN included",
          "value": "Included",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.firstbase.io/pricing"
        },
        {
          "key": "formation-state",
          "label": "States available",
          "value": "Any state — priced for Wyoming",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.firstbase.io/pricing"
        },
        {
          "key": "state-filing-fee-usd",
          "label": "State filing fee",
          "value": 100,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        },
        {
          "key": "state-annual-fee-usd",
          "label": "State annual fee",
          "value": 60,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        }
      ]
    },
    {
      "id": "formation-clemta",
      "section": "formation",
      "name": "Clemta Essentials",
      "provider": "Clemta",
      "providerUrl": "https://clemta.com/pricing",
      "url": "https://pointsarchitect.com/formation/clemta",
      "figures": [
        {
          "key": "form-5472-filing",
          "label": "Form 5472 filing",
          "value": "In Pro plan, $1,068/yr",
          "unit": null,
          "checked": "2026-09",
          "source": "https://clemta.com/pricing"
        },
        {
          "key": "service-fee-usd",
          "label": "Formation fee",
          "value": 349,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://clemta.com/pricing"
        },
        {
          "key": "service-fee-recurring",
          "label": "Fee recurs annually",
          "value": true,
          "unit": null,
          "checked": "2026-10",
          "source": "https://clemta.com/pricing"
        },
        {
          "key": "registered-agent-year-one-usd",
          "label": "Registered agent, year one",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://clemta.com/pricing"
        },
        {
          "key": "registered-agent-renewal-usd",
          "label": "Registered agent renewal",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://clemta.com/pricing"
        },
        {
          "key": "ein-included",
          "label": "EIN included",
          "value": "Included",
          "unit": null,
          "checked": "2026-10",
          "source": "https://clemta.com/pricing"
        },
        {
          "key": "formation-state",
          "label": "States available",
          "value": "Any state — priced for Wyoming",
          "unit": null,
          "checked": "2026-09",
          "source": "https://clemta.com/pricing"
        },
        {
          "key": "state-filing-fee-usd",
          "label": "State filing fee",
          "value": 100,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        },
        {
          "key": "state-annual-fee-usd",
          "label": "State annual fee",
          "value": 60,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        }
      ]
    },
    {
      "id": "formation-stripe-atlas",
      "section": "formation",
      "name": "Stripe Atlas",
      "provider": "Stripe",
      "providerUrl": "https://stripe.com/atlas",
      "url": "https://pointsarchitect.com/formation/stripe-atlas",
      "figures": [
        {
          "key": "form-5472-filing",
          "label": "Form 5472 filing",
          "value": "None on pricing page",
          "unit": null,
          "checked": "2026-09",
          "source": "https://stripe.com/atlas"
        },
        {
          "key": "service-fee-usd",
          "label": "Formation fee",
          "value": 500,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://stripe.com/atlas"
        },
        {
          "key": "service-fee-recurring",
          "label": "Fee recurs annually",
          "value": false,
          "unit": null,
          "checked": "2026-10",
          "source": "https://stripe.com/atlas"
        },
        {
          "key": "registered-agent-year-one-usd",
          "label": "Registered agent, year one",
          "value": 0,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://stripe.com/atlas"
        },
        {
          "key": "registered-agent-renewal-usd",
          "label": "Registered agent renewal",
          "value": 100,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://stripe.com/atlas"
        },
        {
          "key": "ein-included",
          "label": "EIN included",
          "value": "Included",
          "unit": null,
          "checked": "2026-09",
          "source": "https://stripe.com/atlas"
        },
        {
          "key": "formation-state",
          "label": "States available",
          "value": "Delaware only",
          "unit": null,
          "checked": "2026-10",
          "source": "https://stripe.com/atlas"
        },
        {
          "key": "state-filing-fee-usd",
          "label": "State filing fee",
          "value": 0,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://stripe.com/atlas"
        },
        {
          "key": "state-annual-fee-usd",
          "label": "State annual fee",
          "value": 400,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://corp.delaware.gov/alt-entitytaxinstructions/"
        }
      ]
    },
    {
      "id": "formation-bizee",
      "section": "formation",
      "name": "Bizee Standard",
      "provider": "Bizee",
      "providerUrl": "https://bizee.com/",
      "url": "https://pointsarchitect.com/formation/bizee",
      "figures": [
        {
          "key": "form-5472-filing",
          "label": "Form 5472 filing",
          "value": "None on pricing page",
          "unit": null,
          "checked": "2026-09",
          "source": "https://orders.bizee.com/form-order-now.php?entityType=LLC&entityState=WY"
        },
        {
          "key": "service-fee-usd",
          "label": "Formation fee",
          "value": 199,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://orders.bizee.com/form-order-now.php?entityType=LLC&entityState=WY"
        },
        {
          "key": "service-fee-recurring",
          "label": "Fee recurs annually",
          "value": false,
          "unit": null,
          "checked": "2026-10",
          "source": "https://orders.bizee.com/form-order-now.php?entityType=LLC&entityState=WY"
        },
        {
          "key": "registered-agent-year-one-usd",
          "label": "Registered agent, year one",
          "value": 0,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://orders.bizee.com/form-order-now.php?entityType=LLC&entityState=WY"
        },
        {
          "key": "registered-agent-renewal-usd",
          "label": "Registered agent renewal",
          "value": 149,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://orders.bizee.com/form-order-now.php?entityType=LLC&entityState=WY"
        },
        {
          "key": "ein-included",
          "label": "EIN included",
          "value": "Standard and Premium tiers",
          "unit": null,
          "checked": "2026-10",
          "source": "https://orders.bizee.com/form-order-now.php?entityType=LLC&entityState=WY"
        },
        {
          "key": "formation-state",
          "label": "States available",
          "value": "Any state — priced for Wyoming",
          "unit": null,
          "checked": "2026-09",
          "source": "https://orders.bizee.com/form-order-now.php?entityType=LLC&entityState=WY"
        },
        {
          "key": "state-filing-fee-usd",
          "label": "State filing fee",
          "value": 100,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        },
        {
          "key": "state-annual-fee-usd",
          "label": "State annual fee",
          "value": 60,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        }
      ]
    },
    {
      "id": "formation-zenbusiness",
      "section": "formation",
      "name": "ZenBusiness Pro",
      "provider": "ZenBusiness",
      "providerUrl": "https://www.zenbusiness.com/",
      "url": "https://pointsarchitect.com/formation/zenbusiness",
      "figures": [
        {
          "key": "form-5472-filing",
          "label": "Form 5472 filing",
          "value": "None on pricing page",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.zenbusiness.com/pricing-formation-plans/"
        },
        {
          "key": "service-fee-usd",
          "label": "Formation fee",
          "value": 199,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.zenbusiness.com/pricing-formation-plans/"
        },
        {
          "key": "service-fee-recurring",
          "label": "Fee recurs annually",
          "value": true,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.zenbusiness.com/pricing-formation-plans/"
        },
        {
          "key": "registered-agent-year-one-usd",
          "label": "Registered agent, year one",
          "value": 199,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.zenbusiness.com/pricing-formation-plans/"
        },
        {
          "key": "registered-agent-renewal-usd",
          "label": "Registered agent renewal",
          "value": 199,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.zenbusiness.com/pricing-formation-plans/"
        },
        {
          "key": "ein-included",
          "label": "EIN included",
          "value": "Pro and Premium tiers",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.zenbusiness.com/pricing-formation-plans/"
        },
        {
          "key": "formation-state",
          "label": "States available",
          "value": "Any state — priced for Wyoming",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.zenbusiness.com/pricing-formation-plans/"
        },
        {
          "key": "state-filing-fee-usd",
          "label": "State filing fee",
          "value": 100,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        },
        {
          "key": "state-annual-fee-usd",
          "label": "State annual fee",
          "value": 60,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        }
      ]
    },
    {
      "id": "formation-legalzoom",
      "section": "formation",
      "name": "LegalZoom Pro",
      "provider": "LegalZoom",
      "providerUrl": "https://www.legalzoom.com/",
      "url": "https://pointsarchitect.com/formation/legalzoom",
      "figures": [
        {
          "key": "form-5472-filing",
          "label": "Form 5472 filing",
          "value": "None on pricing page",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.legalzoom.com/business/business-formation/llc-pricing.html"
        },
        {
          "key": "service-fee-usd",
          "label": "Formation fee",
          "value": 249,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.legalzoom.com/business/business-formation/llc-pricing.html"
        },
        {
          "key": "service-fee-recurring",
          "label": "Fee recurs annually",
          "value": false,
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.legalzoom.com/business/business-formation/llc-pricing.html"
        },
        {
          "key": "registered-agent-year-one-usd",
          "label": "Registered agent, year one",
          "value": 249,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.legalzoom.com/business/business-operations/registered-agent-overview.html"
        },
        {
          "key": "registered-agent-renewal-usd",
          "label": "Registered agent renewal",
          "value": 249,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.legalzoom.com/business/business-operations/registered-agent-overview.html"
        },
        {
          "key": "ein-included",
          "label": "EIN included",
          "value": "Managed Service and Expert Service tiers",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.legalzoom.com/business/business-formation/llc-pricing.html"
        },
        {
          "key": "formation-state",
          "label": "States available",
          "value": "Any state — priced for Wyoming",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.legalzoom.com/business/business-formation/llc-pricing.html"
        },
        {
          "key": "state-filing-fee-usd",
          "label": "State filing fee",
          "value": 100,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        },
        {
          "key": "state-annual-fee-usd",
          "label": "State annual fee",
          "value": 60,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        }
      ]
    },
    {
      "id": "formation-startglobal",
      "section": "formation",
      "name": "StartGlobal",
      "provider": "StartGlobal",
      "providerUrl": "https://www.startglobal.co/",
      "url": "https://pointsarchitect.com/formation/startglobal",
      "figures": [
        {
          "key": "form-5472-filing",
          "label": "Form 5472 filing",
          "value": "Priced by revenue; figure not published",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.startglobal.co/pricing"
        },
        {
          "key": "service-fee-usd",
          "label": "Formation fee",
          "value": 399,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.startglobal.co/pricing"
        },
        {
          "key": "service-fee-recurring",
          "label": "Fee recurs annually",
          "value": false,
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.startglobal.co/pricing"
        },
        {
          "key": "registered-agent-year-one-usd",
          "label": "Registered agent, year one",
          "value": 0,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.startglobal.co/pricing"
        },
        {
          "key": "registered-agent-renewal-usd",
          "label": "Registered agent renewal",
          "value": 99,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.startglobal.co/pricing"
        },
        {
          "key": "ein-included",
          "label": "EIN included",
          "value": "Included",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.startglobal.co/pricing"
        },
        {
          "key": "formation-state",
          "label": "States available",
          "value": "Any state — priced for Wyoming",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.startglobal.co/pricing"
        },
        {
          "key": "state-filing-fee-usd",
          "label": "State filing fee",
          "value": 0,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.startglobal.co/pricing"
        },
        {
          "key": "state-annual-fee-usd",
          "label": "State annual fee",
          "value": 60,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        }
      ]
    },
    {
      "id": "formation-wyoming-agents",
      "section": "formation",
      "name": "Wyoming Registered Agent Services",
      "provider": "Wyoming Registered Agent Services",
      "providerUrl": "https://www.wyomingagents.com/",
      "url": "https://pointsarchitect.com/formation/wyoming-registered-agent-services",
      "figures": [
        {
          "key": "form-5472-filing",
          "label": "Form 5472 filing",
          "value": "None on pricing page",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.wyomingagents.com/llc"
        },
        {
          "key": "service-fee-usd",
          "label": "Formation fee",
          "value": 25,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.wyomingagents.com/llc"
        },
        {
          "key": "service-fee-recurring",
          "label": "Fee recurs annually",
          "value": false,
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.wyomingagents.com/llc"
        },
        {
          "key": "registered-agent-year-one-usd",
          "label": "Registered agent, year one",
          "value": 25,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.wyomingagents.com/llc"
        },
        {
          "key": "registered-agent-renewal-usd",
          "label": "Registered agent renewal",
          "value": 25,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://www.wyomingagents.com/llc"
        },
        {
          "key": "ein-included",
          "label": "EIN included",
          "value": "Not offered — apply to the IRS directly",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.wyomingagents.com/llc"
        },
        {
          "key": "formation-state",
          "label": "States available",
          "value": "Wyoming only",
          "unit": null,
          "checked": "2026-10",
          "source": "https://www.wyomingagents.com/llc"
        },
        {
          "key": "state-filing-fee-usd",
          "label": "State filing fee",
          "value": 100,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        },
        {
          "key": "state-annual-fee-usd",
          "label": "State annual fee",
          "value": 60,
          "unit": "USD",
          "checked": "2026-10",
          "source": "https://sos.wyo.gov/business/docs/businessfees.pdf"
        }
      ]
    },
    {
      "id": "business-address-anytime-mailbox",
      "section": "business-address",
      "name": "Anytime Mailbox",
      "provider": "Anytime Mailbox",
      "providerUrl": "https://www.anytimemailbox.com/",
      "url": "https://pointsarchitect.com/business-address/anytime-mailbox",
      "figures": [
        {
          "key": "plan-name",
          "label": "Plan compared",
          "value": "Plans vary by location",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.anytimemailbox.com/"
        },
        {
          "key": "monthly-price-usd",
          "label": "Monthly price",
          "value": 9.99,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.anytimemailbox.com/"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Average price; varies by location (from $4.99)",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.anytimemailbox.com/"
        },
        {
          "key": "mail-items",
          "label": "Mail included",
          "value": "Varies by location",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.anytimemailbox.com/"
        },
        {
          "key": "scanning",
          "label": "Opening and scanning",
          "value": "Open and scan offered; varies by plan",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.anytimemailbox.com/"
        },
        {
          "key": "address-use",
          "label": "What the provider says the address is for",
          "value": "Not recommended as your official business address",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.anytimemailbox.com/"
        }
      ]
    },
    {
      "id": "business-address-ipostal1",
      "section": "business-address",
      "name": "iPostal1 Business Green",
      "provider": "iPostal1",
      "providerUrl": "https://ipostal1.com/",
      "url": "https://pointsarchitect.com/business-address/ipostal1",
      "figures": [
        {
          "key": "plan-name",
          "label": "Plan compared",
          "value": "Business Green",
          "unit": null,
          "checked": "2026-09",
          "source": "https://ipostal1.com/virtual-business-address-plans-pricing.php"
        },
        {
          "key": "monthly-price-usd",
          "label": "Monthly price",
          "value": 14.99,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://ipostal1.com/virtual-business-address-plans-pricing.php"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Starting at; varies by location tier",
          "unit": null,
          "checked": "2026-09",
          "source": "https://ipostal1.com/virtual-business-address-plans-pricing.php"
        },
        {
          "key": "mail-items",
          "label": "Mail included",
          "value": "30 items a month",
          "unit": null,
          "checked": "2026-09",
          "source": "https://ipostal1.com/virtual-business-address-plans-pricing.php"
        },
        {
          "key": "scanning",
          "label": "Opening and scanning",
          "value": "Extra: $2.25 per scan of up to 10 pages",
          "unit": null,
          "checked": "2026-09",
          "source": "https://ipostal1.com/virtual-business-address-plans-pricing.php"
        },
        {
          "key": "address-use",
          "label": "What the provider says the address is for",
          "value": "Company address to register your business",
          "unit": null,
          "checked": "2026-09",
          "source": "https://ipostal1.com/virtual-business-address.php"
        }
      ]
    },
    {
      "id": "business-address-traveling-mailbox",
      "section": "business-address",
      "name": "Traveling Mailbox Basic",
      "provider": "Traveling Mailbox",
      "providerUrl": "https://travelingmailbox.com/",
      "url": "https://pointsarchitect.com/business-address/traveling-mailbox",
      "figures": [
        {
          "key": "plan-name",
          "label": "Plan compared",
          "value": "Basic",
          "unit": null,
          "checked": "2026-09",
          "source": "https://travelingmailbox.com/pricing/"
        },
        {
          "key": "monthly-price-usd",
          "label": "Monthly price",
          "value": 15,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://travelingmailbox.com/pricing/"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Flat",
          "unit": null,
          "checked": "2026-09",
          "source": "https://travelingmailbox.com/pricing/"
        },
        {
          "key": "mail-items",
          "label": "Mail included",
          "value": "40 envelopes a month",
          "unit": null,
          "checked": "2026-09",
          "source": "https://travelingmailbox.com/pricing/"
        },
        {
          "key": "scanning",
          "label": "Opening and scanning",
          "value": "35 page scans a month included",
          "unit": null,
          "checked": "2026-09",
          "source": "https://travelingmailbox.com/pricing/"
        },
        {
          "key": "address-use",
          "label": "What the provider says the address is for",
          "value": "Not stated",
          "unit": null,
          "checked": "2026-09",
          "source": "https://travelingmailbox.com/"
        }
      ]
    },
    {
      "id": "business-address-northwest",
      "section": "business-address",
      "name": "Northwest Mail Forwarding, Open & Scan",
      "provider": "Northwest Registered Agent",
      "providerUrl": "https://www.northwestregisteredagent.com/mail-forwarding",
      "url": "https://pointsarchitect.com/business-address/northwest-mail",
      "figures": [
        {
          "key": "plan-name",
          "label": "Plan compared",
          "value": "Open & Scan",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.northwestregisteredagent.com/mail-forwarding"
        },
        {
          "key": "monthly-price-usd",
          "label": "Monthly price",
          "value": 20,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.northwestregisteredagent.com/mail-forwarding"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Flat",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.northwestregisteredagent.com/mail-forwarding"
        },
        {
          "key": "mail-items",
          "label": "Mail included",
          "value": "No monthly limit stated",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.northwestregisteredagent.com/mail-forwarding"
        },
        {
          "key": "scanning",
          "label": "Opening and scanning",
          "value": "Opened and scanned the same day",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.northwestregisteredagent.com/mail-forwarding"
        },
        {
          "key": "address-use",
          "label": "What the provider says the address is for",
          "value": "State filings and bank applications, subject to each bank's policy",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.northwestregisteredagent.com/mail-forwarding"
        }
      ]
    },
    {
      "id": "business-address-legalzoom",
      "section": "business-address",
      "name": "LegalZoom Virtual Mail Starter",
      "provider": "LegalZoom",
      "providerUrl": "https://www.legalzoom.com/business/business-operations/lz-virtual-mail-overview.html",
      "url": "https://pointsarchitect.com/business-address/legalzoom-virtual-mail",
      "figures": [
        {
          "key": "plan-name",
          "label": "Plan compared",
          "value": "Starter MailBox",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.legalzoom.com/business/business-operations/lz-virtual-mail-overview.html"
        },
        {
          "key": "monthly-price-usd",
          "label": "Monthly price",
          "value": 39,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.legalzoom.com/business/business-operations/lz-virtual-mail-overview.html"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Flat",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.legalzoom.com/business/business-operations/lz-virtual-mail-overview.html"
        },
        {
          "key": "mail-items",
          "label": "Mail included",
          "value": "No monthly limit stated",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.legalzoom.com/business/business-operations/lz-virtual-mail-overview.html"
        },
        {
          "key": "scanning",
          "label": "Opening and scanning",
          "value": "5 items digitised a month",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.legalzoom.com/business/business-operations/lz-virtual-mail-overview.html"
        },
        {
          "key": "address-use",
          "label": "What the provider says the address is for",
          "value": "LLC and business registration in most states; a registered agent is still required",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.legalzoom.com/business/business-operations/lz-virtual-mail-overview.html"
        }
      ]
    },
    {
      "id": "business-address-stable",
      "section": "business-address",
      "name": "Stable Grow",
      "provider": "Stable",
      "providerUrl": "https://www.usestable.com/",
      "url": "https://pointsarchitect.com/business-address/stable",
      "figures": [
        {
          "key": "plan-name",
          "label": "Plan compared",
          "value": "Grow",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.usestable.com/pricing"
        },
        {
          "key": "monthly-price-usd",
          "label": "Monthly price",
          "value": 59,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.usestable.com/pricing"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Flat; $49 a month billed yearly",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.usestable.com/pricing"
        },
        {
          "key": "mail-items",
          "label": "Mail included",
          "value": "30 pieces a month",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.usestable.com/pricing"
        },
        {
          "key": "scanning",
          "label": "Opening and scanning",
          "value": "Included for each of the 30 pieces",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.usestable.com/pricing"
        },
        {
          "key": "address-use",
          "label": "What the provider says the address is for",
          "value": "Incorporation, and on file with the IRS and government agencies",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.usestable.com/pricing"
        }
      ]
    },
    {
      "id": "business-banking-mercury",
      "section": "business-banking",
      "name": "Mercury",
      "provider": "Mercury",
      "providerUrl": "https://mercury.com/",
      "url": "https://pointsarchitect.com/business-banking/mercury",
      "figures": [
        {
          "key": "non-resident-owners",
          "label": "Owners living outside the US",
          "value": "Yes; founders from outside its prohibited countries",
          "unit": null,
          "checked": "2026-09",
          "source": "https://support.mercury.com/hc/en-us/articles/28770467511060-Eligibility"
        },
        {
          "key": "us-address-needed",
          "label": "US physical address needed",
          "value": "No",
          "unit": null,
          "checked": "2026-09",
          "source": "https://support.mercury.com/hc/en-us/articles/28769699533588-Company-address-requirements"
        },
        {
          "key": "us-address-rule",
          "label": "What the provider says about the address",
          "value": "A verifiable home or office address, in the US or abroad; no PO boxes, virtual addresses, mail centres or registered agent addresses",
          "unit": null,
          "checked": "2026-09",
          "source": "https://support.mercury.com/hc/en-us/articles/28769699533588-Company-address-requirements"
        },
        {
          "key": "monthly-fee-usd",
          "label": "Monthly fee",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://mercury.com/faq"
        },
        {
          "key": "setup-fee-usd",
          "label": "One-time fee to open",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://mercury.com/faq"
        }
      ]
    },
    {
      "id": "business-banking-bluevine",
      "section": "business-banking",
      "name": "Bluevine for international owners",
      "provider": "Bluevine",
      "providerUrl": "https://www.bluevine.com/us-business-banking-for-international-owners",
      "url": "https://pointsarchitect.com/business-banking/bluevine-international",
      "figures": [
        {
          "key": "non-resident-owners",
          "label": "Owners living outside the US",
          "value": "Yes; owners living in 25 listed countries",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.bluevine.com/us-business-banking-for-international-owners"
        },
        {
          "key": "us-address-needed",
          "label": "US physical address needed",
          "value": "No",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.bluevine.com/us-business-banking-for-international-owners"
        },
        {
          "key": "us-address-rule",
          "label": "What the provider says about the address",
          "value": "A physical or non-physical US legal business address, plus a physical home address in your country",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.bluevine.com/us-business-banking-for-international-owners"
        },
        {
          "key": "monthly-fee-usd",
          "label": "Monthly fee",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.bluevine.com/business-checking"
        },
        {
          "key": "setup-fee-usd",
          "label": "One-time fee to open",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.bluevine.com/business-checking"
        }
      ]
    },
    {
      "id": "business-banking-airwallex",
      "section": "business-banking",
      "name": "Airwallex Explore (US)",
      "provider": "Airwallex",
      "providerUrl": "https://www.airwallex.com/us",
      "url": "https://pointsarchitect.com/business-banking/airwallex-us",
      "figures": [
        {
          "key": "non-resident-owners",
          "label": "Owners living outside the US",
          "value": "Yes; owners who are not US persons give a passport",
          "unit": null,
          "checked": "2026-09",
          "source": "https://help.airwallex.com/hc/en-gb/articles/4419267227417-Documents-required-for-companies-in-the-US"
        },
        {
          "key": "us-address-needed",
          "label": "US physical address needed",
          "value": "Not stated",
          "unit": null,
          "checked": "2026-09",
          "source": "https://help.airwallex.com/hc/en-gb/articles/4419267227417-Documents-required-for-companies-in-the-US"
        },
        {
          "key": "us-address-rule",
          "label": "What the provider says about the address",
          "value": "Not stated in its US document requirements",
          "unit": null,
          "checked": "2026-09",
          "source": "https://help.airwallex.com/hc/en-gb/articles/4419267227417-Documents-required-for-companies-in-the-US"
        },
        {
          "key": "monthly-fee-usd",
          "label": "Monthly fee",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.airwallex.com/us/pricing"
        },
        {
          "key": "setup-fee-usd",
          "label": "One-time fee to open",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.airwallex.com/us/pricing"
        }
      ]
    },
    {
      "id": "business-banking-wise",
      "section": "business-banking",
      "name": "Wise Business (US)",
      "provider": "Wise",
      "providerUrl": "https://wise.com/us/business/",
      "url": "https://pointsarchitect.com/business-banking/wise-business-us",
      "figures": [
        {
          "key": "non-resident-owners",
          "label": "Owners living outside the US",
          "value": "Yes; owners outside the US give a photo ID",
          "unit": null,
          "checked": "2026-09",
          "source": "https://wise.com/help/articles/2953878/verify-your-us-business"
        },
        {
          "key": "us-address-needed",
          "label": "US physical address needed",
          "value": "Not stated",
          "unit": null,
          "checked": "2026-09",
          "source": "https://wise.com/help/articles/2969315/how-does-wise-verify-my-business-address"
        },
        {
          "key": "us-address-rule",
          "label": "What the provider says about the address",
          "value": "A physical trading address where you work (office, home or co-working); no virtual offices, mail forwarding, PO boxes or registration agencies",
          "unit": null,
          "checked": "2026-09",
          "source": "https://wise.com/help/articles/2969315/how-does-wise-verify-my-business-address"
        },
        {
          "key": "monthly-fee-usd",
          "label": "Monthly fee",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://wise.com/us/pricing/business"
        },
        {
          "key": "setup-fee-usd",
          "label": "One-time fee to open",
          "value": 31,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://wise.com/us/pricing/business"
        }
      ]
    },
    {
      "id": "business-banking-relay",
      "section": "business-banking",
      "name": "Relay Starter",
      "provider": "Relay",
      "providerUrl": "https://relayfi.com/",
      "url": "https://pointsarchitect.com/business-banking/relay",
      "figures": [
        {
          "key": "non-resident-owners",
          "label": "Owners living outside the US",
          "value": "Yes; owners outside its restricted countries, with a passport",
          "unit": null,
          "checked": "2026-09",
          "source": "https://relayfi.com/hc/en-us/articles/31525920207508-Signing-up-for-a-Relay-account/"
        },
        {
          "key": "us-address-needed",
          "label": "US physical address needed",
          "value": "Yes",
          "unit": null,
          "checked": "2026-09",
          "source": "https://relayfi.com/hc/en-us/articles/38049251551636-Required-Documents-and-Organization-Details-to-Open-a-Relay-Account-by-Entity-Type/"
        },
        {
          "key": "us-address-rule",
          "label": "What the provider says about the address",
          "value": "A physical US business address; no PO boxes or virtual mailboxes; a registered agent address only with an operating address",
          "unit": null,
          "checked": "2026-09",
          "source": "https://relayfi.com/hc/en-us/articles/38049251551636-Required-Documents-and-Organization-Details-to-Open-a-Relay-Account-by-Entity-Type/"
        },
        {
          "key": "monthly-fee-usd",
          "label": "Monthly fee",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://relayfi.com/pricing"
        },
        {
          "key": "setup-fee-usd",
          "label": "One-time fee to open",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://relayfi.com/pricing"
        }
      ]
    },
    {
      "id": "business-banking-brex",
      "section": "business-banking",
      "name": "Brex business account",
      "provider": "Brex",
      "providerUrl": "https://www.brex.com/",
      "url": "https://pointsarchitect.com/business-banking/brex",
      "figures": [
        {
          "key": "non-resident-owners",
          "label": "Owners living outside the US",
          "value": "Yes; with US operations and a US physical address",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.brex.com/journal/press/brex-opens-to-global-startups-with-operations-in-the-us"
        },
        {
          "key": "us-address-needed",
          "label": "US physical address needed",
          "value": "Yes",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.brex.com/support/brex-account-requirements"
        },
        {
          "key": "us-address-rule",
          "label": "What the provider says about the address",
          "value": "A US physical address; no PO boxes, private mailboxes or mailbox services; virtual only with a verifiable US physical presence",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.brex.com/support/brex-account-requirements"
        },
        {
          "key": "monthly-fee-usd",
          "label": "Monthly fee",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.brex.com/product/business-account"
        },
        {
          "key": "setup-fee-usd",
          "label": "One-time fee to open",
          "value": 0,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.brex.com/product/business-account"
        }
      ]
    },
    {
      "id": "form-5472-us-llc-filings",
      "section": "form-5472",
      "name": "US LLC Filings",
      "provider": "US LLC Filings",
      "providerUrl": "https://usllcfilings.com/",
      "url": "https://pointsarchitect.com/form-5472/us-llc-filings",
      "figures": [
        {
          "key": "filing-price-usd",
          "label": "This year's Form 5472 with pro forma 1120",
          "value": 299,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://usllcfilings.com/"
        },
        {
          "key": "billing",
          "label": "How it is billed",
          "value": "Per filing",
          "unit": null,
          "checked": "2026-09",
          "source": "https://usllcfilings.com/"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Flat per LLC; $399 for a 24-hour turnaround",
          "unit": null,
          "checked": "2026-09",
          "source": "https://usllcfilings.com/"
        },
        {
          "key": "who-prepares",
          "label": "Who prepares it",
          "value": "A compliance preparer, not a CPA firm",
          "unit": null,
          "checked": "2026-09",
          "source": "https://usllcfilings.com/"
        },
        {
          "key": "irs-delivery",
          "label": "Sent to the IRS",
          "value": "Filed for you after you review and sign",
          "unit": null,
          "checked": "2026-09",
          "source": "https://usllcfilings.com/"
        },
        {
          "key": "extension",
          "label": "Six-month extension",
          "value": "$75",
          "unit": null,
          "checked": "2026-09",
          "source": "https://usllcfilings.com/"
        },
        {
          "key": "operator",
          "label": "Company behind it",
          "value": "Chromaray LLC, Santa Fe, New Mexico",
          "unit": null,
          "checked": "2026-09",
          "source": "https://usllcfilings.com/"
        }
      ]
    },
    {
      "id": "form-5472-form5472-online",
      "section": "form-5472",
      "name": "Form5472.online",
      "provider": "Form5472.online",
      "providerUrl": "https://www.form5472.online/",
      "url": "https://pointsarchitect.com/form-5472/form5472-online",
      "figures": [
        {
          "key": "filing-price-usd",
          "label": "This year's Form 5472 with pro forma 1120",
          "value": 547,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.form5472.online/pricing"
        },
        {
          "key": "billing",
          "label": "How it is billed",
          "value": "Per filing",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.form5472.online/pricing"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "$399 preparation + $49 IRS fax + $99 for a company with income or expenses; $448 without",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.form5472.online/pricing"
        },
        {
          "key": "who-prepares",
          "label": "Who prepares it",
          "value": "A licensed CPA, who signs it",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.form5472.online/"
        },
        {
          "key": "irs-delivery",
          "label": "Sent to the IRS",
          "value": "Faxed for you, with proof of filing",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.form5472.online/"
        },
        {
          "key": "extension",
          "label": "Six-month extension",
          "value": "Not stated",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.form5472.online/pricing"
        },
        {
          "key": "operator",
          "label": "Company behind it",
          "value": "TaxUSA Group, Brooklyn, New York",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.form5472.online/"
        }
      ]
    },
    {
      "id": "form-5472-taxes-for-expats",
      "section": "form-5472",
      "name": "Taxes for Expats",
      "provider": "Taxes for Expats",
      "providerUrl": "https://www.taxesforexpats.com/",
      "url": "https://pointsarchitect.com/form-5472/taxes-for-expats-form-5472",
      "figures": [
        {
          "key": "filing-price-usd",
          "label": "This year's Form 5472 with pro forma 1120",
          "value": 750,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://help.taxesforexpats.com/en/articles/11143846-filing-requirements-for-us-single-member-llcs-owned-by-nonresident-aliens-nras-form-5472-pro-forma-form-1120"
        },
        {
          "key": "billing",
          "label": "How it is billed",
          "value": "Per filing",
          "unit": null,
          "checked": "2026-09",
          "source": "https://help.taxesforexpats.com/en/articles/11143846-filing-requirements-for-us-single-member-llcs-owned-by-nonresident-aliens-nras-form-5472-pro-forma-form-1120"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Per form: $600 Form 5472 + $150 pro forma 1120",
          "unit": null,
          "checked": "2026-09",
          "source": "https://help.taxesforexpats.com/en/articles/11143846-filing-requirements-for-us-single-member-llcs-owned-by-nonresident-aliens-nras-form-5472-pro-forma-form-1120"
        },
        {
          "key": "who-prepares",
          "label": "Who prepares it",
          "value": "An expat tax firm",
          "unit": null,
          "checked": "2026-09",
          "source": "https://help.taxesforexpats.com/en/articles/11143846-filing-requirements-for-us-single-member-llcs-owned-by-nonresident-aliens-nras-form-5472-pro-forma-form-1120"
        },
        {
          "key": "irs-delivery",
          "label": "Sent to the IRS",
          "value": "Not stated",
          "unit": null,
          "checked": "2026-09",
          "source": "https://help.taxesforexpats.com/en/articles/11143846-filing-requirements-for-us-single-member-llcs-owned-by-nonresident-aliens-nras-form-5472-pro-forma-form-1120"
        },
        {
          "key": "extension",
          "label": "Six-month extension",
          "value": "Not stated",
          "unit": null,
          "checked": "2026-09",
          "source": "https://help.taxesforexpats.com/en/articles/11143846-filing-requirements-for-us-single-member-llcs-owned-by-nonresident-aliens-nras-form-5472-pro-forma-form-1120"
        },
        {
          "key": "operator",
          "label": "Company behind it",
          "value": "Taxes for Expats",
          "unit": null,
          "checked": "2026-09",
          "source": "https://help.taxesforexpats.com/en/articles/11143846-filing-requirements-for-us-single-member-llcs-owned-by-nonresident-aliens-nras-form-5472-pro-forma-form-1120"
        }
      ]
    },
    {
      "id": "form-5472-firstbase",
      "section": "form-5472",
      "name": "Firstbase Tax Filing",
      "provider": "Firstbase",
      "providerUrl": "https://www.firstbase.io/",
      "url": "https://pointsarchitect.com/form-5472/firstbase-tax-filing",
      "figures": [
        {
          "key": "filing-price-usd",
          "label": "This year's Form 5472 with pro forma 1120",
          "value": 899,
          "unit": "USD",
          "checked": "2026-09",
          "source": "https://www.firstbase.io/pricing"
        },
        {
          "key": "billing",
          "label": "How it is billed",
          "value": "Yearly, billed annually",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.firstbase.io/pricing"
        },
        {
          "key": "price-basis",
          "label": "Price basis",
          "value": "Yearly package; includes an extension and unlimited 1099s",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.firstbase.io/pricing"
        },
        {
          "key": "who-prepares",
          "label": "Who prepares it",
          "value": "Not stated",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.firstbase.io/pricing"
        },
        {
          "key": "irs-delivery",
          "label": "Sent to the IRS",
          "value": "Not stated",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.firstbase.io/pricing"
        },
        {
          "key": "extension",
          "label": "Six-month extension",
          "value": "Included",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.firstbase.io/pricing"
        },
        {
          "key": "operator",
          "label": "Company behind it",
          "value": "Firstbase",
          "unit": null,
          "checked": "2026-09",
          "source": "https://www.firstbase.io/pricing"
        }
      ]
    }
  ],
  "changes": [
    {
      "date": "2026-10",
      "vertical": "formation",
      "products": [
        "legalzoom"
      ],
      "key": "ein-included",
      "from": "Pro and Premium tiers",
      "to": "Managed Service and Expert Service tiers",
      "sourceUrl": "https://www.legalzoom.com/business/business-formation/llc-pricing.html",
      "note": "tiers now Basic/Managed/Expert; EIN not in Basic"
    },
    {
      "date": "2026-10",
      "vertical": "business-fx",
      "products": [
        "revolut-business-basic"
      ],
      "key": "rate-basis",
      "from": "Revolut's rate; fee applies above the allowance",
      "to": "Interbank rate; 0.6% fee applies above the allowance",
      "sourceUrl": "https://www.revolut.com/legal/business-basic-fees/",
      "note": "quarterly audit, read 2026-10-07"
    },
    {
      "date": "2026-10",
      "vertical": "business-fx",
      "products": [
        "revolut-business-grow"
      ],
      "key": "rate-basis",
      "from": "Revolut's rate; fee applies above the allowance",
      "to": "Interbank rate; 0.6% fee applies above the allowance",
      "sourceUrl": "https://www.revolut.com/legal/business-grow-fees/",
      "note": "quarterly audit, read 2026-10-07"
    },
    {
      "date": "2026-10",
      "vertical": "neobanks",
      "products": [
        "wise"
      ],
      "key": "local-details",
      "from": "GBP, EUR, USD, AUD, CAD, NZD, SGD, HKD, HUF and TRY",
      "to": "GBP, EUR, USD, AUD, CAD, NZD, SGD, HKD, HUF, TRY, PLN, RON, PHP and MYR",
      "sourceUrl": "https://wise.com/help/articles/2897238/which-currencies-can-i-add-keep-and-receive-in-my-wise-account",
      "note": "quarterly audit, read 2026-10-07; local-details-count 10 -> 14 moved with it"
    },
    {
      "date": "2026-10",
      "vertical": "transfers",
      "products": [
        "clear-currency"
      ],
      "key": "largest-online",
      "from": "No maximum stated",
      "to": "GBP 50,000 online; larger by phone",
      "sourceUrl": "https://www.clearcurrency.co.uk/currency-transfers",
      "note": "quarterly audit, read 2026-10-07"
    },
    {
      "date": "2026-10",
      "vertical": "contractor-payments",
      "products": [
        "safeguard-global"
      ],
      "key": "countries-published",
      "from": "Not stated on its calculator page",
      "to": "187 countries",
      "sourceUrl": "https://www.safeguardglobal.com/resources/tool/cost-calculator/",
      "note": "quarterly audit, read 2026-10-07"
    },
    {
      "date": "2026-10",
      "vertical": "neobanks",
      "products": [
        "revolut-premium"
      ],
      "key": "monthly-fee-gbp",
      "from": 7.99,
      "to": 8.99,
      "sourceUrl": "https://www.revolut.com/en-GB/legal/premium-fees/",
      "note": "fees page updated 14 Oct 2026; applies immediately to new customers, from 19 Dec 2026 for existing customers"
    },
    {
      "date": "2026-10",
      "vertical": "neobanks",
      "products": [
        "revolut-metal"
      ],
      "key": "monthly-fee-gbp",
      "from": 14.99,
      "to": 16.99,
      "sourceUrl": "https://www.revolut.com/en-GB/legal/metal-fees/",
      "note": "fees page updated 14 Oct 2026; applies immediately to new customers, from 19 Dec 2026 for existing customers"
    }
  ],
  "corrections": []
}